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Old 07-26-2010, 12:11 PM
 
Location: U.S.
3,439 posts, read 5,969,826 times
Reputation: 3275

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Frankly, you can't and shouldn't be looking to buy a house. Your expectations don't align with your salary. Period.
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Old 07-26-2010, 12:12 PM
 
2,854 posts, read 10,009,360 times
Reputation: 1681
You are too picky!!! When you have LESS then 220K to spend and want a single family dwelling NOT a condo you are already limiting your options of having something updated.
For that amount of money you CAN get a nice small house, but it wont come with a HUGE lot or in a top notch town and you are ruling out some good choices by not buying ANYTHING with electric heat and apparently not buying anything in Plainville either!!

If you do have a realtor....I wish them good luck with you...
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Old 07-26-2010, 12:21 PM
 
2,854 posts, read 10,009,360 times
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Here is some IN BERLIN...with NO electric heat...NOT on top of other houses...NOT in Plainville and are at least 1000 sq feet and SHORT commute to work.

Let me guess...you'll find something wrong with these too!!
Granted they need some updating or a little work...but anything in that price range will...unless you go with a condo.

242 Selden Street, Berlin, CT, 06037 - MLS #N298295 - Single Family Home real estate - REALTOR.com®
http://www.realtor.com/realestateand...037_1115027166
http://www.realtor.com/realestateand...037_1118842132


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Old 07-26-2010, 12:27 PM
 
269 posts, read 880,966 times
Reputation: 167
Quote:
Originally Posted by nep321 View Post
And, I hate condos or any shared living arrangements. I want my own yard and own rules for my property with no restrictions or association fees.
Do you have the freedom you want in your apartment? I doubt it, so you may want to reconsider a condo. It allows you a first step into home ownership without some of the hassles. You don't have to worry about the outside of the house, mowing the lawn, the roof, etc. You just need to worry about making sure the inside meets your needs, buying furniture, getting used to fixing things when they go wrong and building equity.

It’s a baby-step towards home ownership, instead of renting for the next 3 years you live in a condo get an idea what that’s like and the responsibility is like then after you have some equity and hopefully some cash saved up (and maybe by then you’ve met someone) then you look for a home.
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Old 07-26-2010, 01:00 PM
 
Location: Florida
11,669 posts, read 16,972,856 times
Reputation: 8222
Quote:
Originally Posted by KH02 View Post
Here is some IN BERLIN...with NO electric heat...NOT on top of other houses...NOT in Plainville and are at least 1000 sq feet and SHORT commute to work.

Let me guess...you'll find something wrong with these too!!
Granted they need some updating or a little work...but anything in that price range will...unless you go with a condo.

242 Selden Street, Berlin, CT, 06037 - MLS #N298295 - Single Family Home real estate - REALTOR.com®
Berlin, CT, 06037 - MLS #G548227 - Single Family Home real estate - REALTOR.com®
735 Chamberlain Hwy, Berlin, CT, 06037 - MLS #G562181 - Single Family Home real estate - REALTOR.com®


LOL that first house is literally on the same street as my work location! I don't want to live that close to work!
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Old 07-26-2010, 01:02 PM
 
Location: Florida
11,669 posts, read 16,972,856 times
Reputation: 8222
I just spoke with another mortgage lender and they said that my max should actually be $200K. This only makes matters worse

Damn.
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Old 07-26-2010, 01:03 PM
 
Location: Florida
11,669 posts, read 16,972,856 times
Reputation: 8222
Quote:
Originally Posted by Uconn97 View Post
Frankly, you can't and shouldn't be looking to buy a house. Your expectations don't align with your salary. Period.
I guess I'll have to wait and hope and pray that I get a huge raise then.
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Old 07-26-2010, 01:08 PM
 
Location: Connecticut
2,727 posts, read 5,945,913 times
Reputation: 2001
Quote:
Originally Posted by nep321 View Post
I just spoke with another mortgage lender and they said that my max should actually be $200K. This only makes matters worse

Damn.


Don't feel bad - my max is $110K
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Old 07-26-2010, 01:10 PM
 
2,854 posts, read 10,009,360 times
Reputation: 1681
Quote:
Originally Posted by nep321 View Post
LOL that first house is literally on the same street as my work location! I don't want to live that close to work!
uhhh-huh
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Old 07-26-2010, 01:21 PM
 
21,135 posts, read 28,974,787 times
Reputation: 9027
To those of you who are posting homes in support of your argument against the OP, have you ever been involved in a home search?? 95% of the time the house is on a cliff, or has water issues, or needs a new roof immediately, etc, etc, etc. I'm not saying the OP isn't picky, but you can't just sit here and look at the 10 or so photos the REALTOR posted of the house they're trying to sell and say to the OP "what's the matter with you!?" You just can't.

Quote:
Originally Posted by nep321 View Post
LOL that first house is literally on the same street as my work location! I don't want to live that close to work!
And dude, seriously? You've got to be kidding me.
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