[nish2006]

I began the new year in style by getting a ticket in Norwalk last week (part of my car was blocking an intersection) for $92.00. The cop couldn't have been more polite (he'd probably met his quota, or something) and told me to cheer up, since tickets issued in CT weren't being reported to the driver's insurance co. anymore.

I found this surprising and said so, but he confirmed that as of around six months ago, no tickets were being reported to insurance unless they involved third-party injuries, fatalities or DWI. A simple speeding ticket would not, therefore, result in higher premiums. I'd have felt better hearing this from a State trooper (this one was a local Norwalk cop), but was wondering if anyone had heard the same thing?

[Mike 75]

I think it has to do with the fact that a typical ticket no longer results in points on your license. I got a speeding ticket last year, and it stated that by pleading guilty and paying the fine, it would not result in points on my license. The points were what was reported to insurance companies.

[toddb]

I spoke with my insurance agent about this just last week, since I got a speeding ticket in New Rochelle. He said that even though CT doesn't utilize the point system for insurance, the insurance co's can still run what's called a Motor Vehicle Report (I think that's the name) on all states that have reciprocity with CT. Because it costs them $25-30 to run, they only do it once every 3 years or so (and probably when starting a new policy). If they find you getting a speeding ticket in any of the states they query, they can then choose to adjust (aka jack up) your rates accordingly... but he also said that they don't typically care if you got 1 ticket and nothing else in a large number of years. If you get a few tickets, that shows a pattern of reckless driving and can increase rates. But one ticket shouldn't radically increase your rates. They are already high enough (topic for another day).