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Old 04-27-2015, 11:24 AM
 
Location: Jacksonville, FL
11,105 posts, read 13,786,543 times
Reputation: 6932

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Quote:
Originally Posted by jp03 View Post
I don't buy the weather thing. If taxes/COL here were the same as the south nobody would move. Its mostly about the cost of living...
I think it's one or the other. If the weather was just like the South, or California, nobody would move, even if the COL remained high.
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Old 04-27-2015, 11:34 AM
 
Location: Coastal Northeast
16,175 posts, read 22,601,870 times
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Quote:
Originally Posted by nep321 View Post
IMO anyone who can't retire in CT is "doing it wrong." Either they did a bad job at saving for retirement during their life, or they're being too nitpicky about that extra $500 a year lost out on taxed Social Security benefits....some of which is even further diminished because of higher homeowners insurance costs in Florida.
Many millions of people would disagree with you.
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Old 04-27-2015, 11:41 AM
 
Location: Jacksonville, FL
11,105 posts, read 13,786,543 times
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Quote:
Originally Posted by kidyankee764 View Post
Many millions of people would disagree with you.
But I don't get it. I mean, I'm on track to being able to retire easily in CT if I wish to do so. I am saving enough into my 401k, and there will be some Social Security available, too. I expect to have no mortgage by retirement, either. How could I go wrong? I manage my money very well and should be able to retire in CT, because I'm doing it right. I mean, where's the big obstacle really?
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Old 04-27-2015, 11:43 AM
 
Location: Connecticut
503 posts, read 371,578 times
Reputation: 649
Quote:
Originally Posted by AnonChick View Post
That 90% or more of the vast majority of people who have been happy they left Connecticut - have you interviewed them to find out WHY they left? You specify "the South," "Florida," "North Carolina," and "Texas" as the destinations. What do these states have in common, that make them different from Connecticut?

Here's a blaringly obvious difference: the climate. ALL of those places are demonstrably warmer than Connecticut, for most of the year. In ALL of those places, the cold season is significantly shorter, AND less extreme, than it is in Connecticut.

That says to me that people are moving to warmer places because Connecticut just gets too cold for them. Retirees typically move south, when they move at all, because of that very reason.

So what do you think Connecticut can do to retain all these people who are tired of Connecticut winters? Oh maybe we can build a geothermal dome over the state and create an artificial springtime all year round.
For many this is the issue that trumps all else -- the details of culture, politics, wages, etc are insignificant by comparison. It depends on the person of course, those who lead sedentary indoor lifestyles may not care. For the active outdoors lover, those who hike, bike, run, walk, play sports, go boating, convertible and motorcycle owners, climate is [almost] everything. For these people, life in Connecticut is lived for six months of the year. Why would anyone be satisfied with that?
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Old 04-27-2015, 11:43 AM
 
2,546 posts, read 2,513,379 times
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Quote:
Originally Posted by nep321 View Post
But I don't get it. I mean, I'm on track to being able to retire easily in CT if I wish to do so. I am saving enough into my 401k, and there will be some Social Security available, too. I expect to have no mortgage by retirement, either. How could I go wrong? I manage my money very well and should be able to retire in CT, because I'm doing it right. I mean, where's the big obstacle really?
Until your 401K gets hit when you are 60 years old. Than you are back to square one with minimal money.

Very ignorant comment.
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Old 04-27-2015, 11:44 AM
 
9,553 posts, read 8,702,482 times
Reputation: 5730
Quote:
Originally Posted by FunkOdyssey View Post
For many this is the issue that trumps all else -- the details of culture, politics, wages, etc are insignificant by comparison. It depends on the person of course, those who lead sedentary indoor lifestyles may not care. For the active outdoors lover, those who hike, bike, run, walk, play sports, go boating, convertible and motorcycle owners, climate is [almost] everything. For these people, life in Connecticut is lived for six months of the year. Why would anyone be satisfied with that?
Have ever lived in the south??...EVERYBODY, I don't care who you are goes to a pool (and that's like taking a hot bath) or inside 3-4 months a year. In fact I did less in summer outside down there, than I do in winter up here. And 6 months a year up here? This is not the arctic. You can do outdoor activities 8-9 months a year here.
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Old 04-27-2015, 11:46 AM
 
Location: Connecticut
25,452 posts, read 41,281,937 times
Reputation: 7442
I never understood this desire people have to move away once they retire. I honestly believe that people should retire near family (or good friends) so they can be involved in their grandchildren's lives (if they have them) and they are not alone when health issues come up or putting family members in difficult situations.

My MIL lives in Florida and had little involvement in our children's lives growing up. She is now having medical issues and it is very difficult for DW and her siblings to deal with her problems from far away. I made the mistake of asking about this over on the Retirement forum a few months ago when a family member was thinking of doing this. You think I was talking about overthrowing the government the way some people responded. It was to the point where I was ready to start moderating that forum and issuing infractions (I didn't). Jay
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Old 04-27-2015, 11:46 AM
 
Location: Jacksonville, FL
11,105 posts, read 13,786,543 times
Reputation: 6932
Quote:
Originally Posted by FunkOdyssey View Post
For many this is the issue that trumps all else -- the details of culture, politics, wages, etc are insignificant by comparison. It depends on the person of course, those who lead sedentary indoor lifestyles may not care. For the active outdoors lover, those who hike, bike, run, walk, play sports, go boating, convertible and motorcycle owners, climate is [almost] everything. For these people, life in Connecticut is lived for six months of the year. Why would anyone be satisfied with that?
Many of my coworkers live active lifestyles and love to go skiing in the winter just about every weekend. So, it's possible to have an active lifestyle all year round. Plus, there's always the gym. I even use the gym during the summer, but occasionally go for a hike or swim.
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Old 04-27-2015, 11:47 AM
 
Location: Jacksonville, FL
11,105 posts, read 13,786,543 times
Reputation: 6932
Quote:
Originally Posted by Mr_250 View Post
Until your 401K gets hit when you are 60 years old. Than you are back to square one with minimal money.

Very ignorant comment.
Well, that's a contingency. How do you know that my 401k will take a plunge at the age of 60?
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Old 04-27-2015, 11:52 AM
 
Location: Connecticut
503 posts, read 371,578 times
Reputation: 649
Quote:
Originally Posted by jp03 View Post
Have ever lived in the south??...EVERYBODY, I don't care who you are goes to a pool or inside 3-4 months a year. In fact I did less in summer outside down there, than I do in winter up here. And 6 months a year up here? This is not the arctic. You can easily do outdoor activities 8-9 months a year here.
You went too far south (Florida, Georgia, lowcountry SC). Upstate SC and much of NC has peak dew points just a few degrees higher than ours in July. If that's too much for you, then you've got basically the entire west coast with enviable, year-round comfortable mediterranean climates. Several other areas in the west have hot dry summers but otherwise are comfortable year round. There are no shortage of better options.
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