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Old 07-24-2013, 07:26 AM
 
Location: Harbor Springs, Michigan
2,277 posts, read 2,482,545 times
Reputation: 4520

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The cost of the birth of the latest and yet to be named royal baby in the poshest hospital in the UK cost less than the average US birth. My daughter in law had an average labor of 8 hours, 6 of those spent in hospital, she had painkillers and an uncomplicated delivery for which the bill was just short of $11,000. The Duchess spent over 10 hours being monitored of course no idea if she had painkillers but she did have one of the UK's best obgyn's and a whole team of midwives along with all the luxuries money could buy and her total cost was $15,000.

Story here: The royal birth cost $15,000. The average American birth is billed at $30,000.
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Old 07-24-2013, 09:50 AM
 
Location: Wonderland
40,932 posts, read 32,676,353 times
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Key phrase being "billed at $30,000." Our insurance system is a mess, but let's just say that the hospital "settles" with the insurance company and the patient for far less than $30,000.

For instance, my brother had hand surgery. This surgery was "billed" at $42,000. You know what insurance paid? $13,000. Then my brother got a letter stating that the hospital had "settled" with the insurance company for that amount. I think he paid about $1200 more dollars out of his own pocket in deductibles and co pays.

My husband had an emergency appendectomy for a ruptured appendix last year. The total bill was well over $40,000. The hospital took over $20,000 right off the top when it "settled" with the insurance company. We paid an additional $7000 (we have a $5000 deductible). But the "bill" was $42,000.

I have no idea why hospitals, doctors, and insurance companies play these shell games. It's a mess.
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Old 07-24-2013, 09:58 AM
 
9,343 posts, read 8,738,980 times
Reputation: 14375
Quote:
Originally Posted by KathrynAragon View Post
Key phrase being "billed at $30,000." Our insurance system is a mess, but let's just say that the hospital "settles" with the insurance company and the patient for far less than $30,000.

For instance, my brother had hand surgery. This surgery was "billed" at $42,000. You know what insurance paid? $13,000. Then my brother got a letter stating that the hospital had "settled" with the insurance company for that amount. I think he paid about $1200 more dollars out of his own pocket in deductibles and co pays.

My husband had an emergency appendectomy for a ruptured appendix last year. The total bill was well over $40,000. The hospital took over $20,000 right off the top when it "settled" with the insurance company. We paid an additional $7000 (we have a $5000 deductible). But the "bill" was $42,000.

I have no idea why hospitals, doctors, and insurance companies play these shell games. It's a mess.
I agree!!
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Old 07-24-2013, 10:02 AM
 
1,511 posts, read 768,558 times
Reputation: 2571
Quote:
Originally Posted by KathrynAragon View Post
I have no idea why hospitals, doctors, and insurance companies play these shell games. It's a mess.
It's an accounting trick. If they bill for $40,000 and settle for $20,000, they can show a "loss" of $20,000. This helps them in many ways but one biggie is so they can keep their "non-profit" status.
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Old 07-24-2013, 12:30 PM
 
Location: Out there somewhere...
38,684 posts, read 45,045,110 times
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The difference is that the people of England, the commoners through their tax system, pay for the royals birth, in the US you pay for it yourself or partially by insurance.
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Old 07-24-2013, 12:45 PM
 
Location: Greenville
557 posts, read 663,326 times
Reputation: 442
Quote:
Originally Posted by nitram View Post
The difference is that the people of England, the commoners through their tax system, pay for the royals birth, in the US you pay for it yourself or partially by insurance.
Hey....we do that here is the good ole USA. Just change royals birth to uninsured's birth...
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Old 07-24-2013, 12:50 PM
 
Location: Annandale, VA
5,098 posts, read 4,123,743 times
Reputation: 4199
Maybe would-be parent should be required to pay up front for the cost of the delivery? That will discourage deadbeats from getting pregnant in the first place. No pay...go directly to Planned Parenthood.
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Old 07-24-2013, 02:16 PM
 
Location: Bothell, Washington
2,680 posts, read 4,459,014 times
Reputation: 3622
Quote:
Originally Posted by KathrynAragon View Post
Key phrase being "billed at $30,000." Our insurance system is a mess, but let's just say that the hospital "settles" with the insurance company and the patient for far less than $30,000.

For instance, my brother had hand surgery. This surgery was "billed" at $42,000. You know what insurance paid? $13,000. Then my brother got a letter stating that the hospital had "settled" with the insurance company for that amount. I think he paid about $1200 more dollars out of his own pocket in deductibles and co pays.

My husband had an emergency appendectomy for a ruptured appendix last year. The total bill was well over $40,000. The hospital took over $20,000 right off the top when it "settled" with the insurance company. We paid an additional $7000 (we have a $5000 deductible). But the "bill" was $42,000.

I have no idea why hospitals, doctors, and insurance companies play these shell games. It's a mess.
They throw a huge number at the wall and hope it sticks. They hope you have poor insurance that can't negotiate as good of a price, or maybe that you have no insurance at all. My wife gave birth recently to our son, and the bill from the hospital was $30K. If we had no insurance that would be what we would have had to pay, because the only option they would give is to set up a payment plan. So they reach for the most they can possibly charge and hope to get as much as they can, regardless of your insurance coverage or ability to pay.
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Old 07-24-2013, 04:31 PM
 
Location: SF Bay Area
13,349 posts, read 16,519,237 times
Reputation: 19640
How much for a 21-gun salute when the baby is born?
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Old 07-24-2013, 07:28 PM
 
Location: Harbor Springs, Michigan
2,277 posts, read 2,482,545 times
Reputation: 4520
Of course the royal birth was paid for by the British tax payer, as are plenty of others who have never worked a day or paid taxes in their lives.
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