Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
The mom of the last 2-year-old who shot his mom with her own gun was a military mom. Getting military training does nothing to prevent stupidity and carelessness.
Much like having 20+ years of driving experience and training prevent us from having traffic accidents.
Much like having 20+ years of driving experience and training prevent us from having traffic accidents.
Driver training in the US is a joke. All they teach is the bare minimum. There's no instruction in how to handle various hazards. No instruction even in how to use the gears, besides "park", "reverse" and first gear. What are the rest of the gears for? They don't tell you.
In some European countries you have to take a series of 3 courses, each more difficult than the previous one. Each one is preceded with a required written test. Instruction has to be by a certified instructor, not friends or relatives. Some countries take driving very seriously. The US doesn't.
Much like having 20+ years of driving experience and training prevent us from having traffic accidents.
Every insurance company puts money behind the fact that people with 20+ years driving experience have a significantly lower instance of traffic accidents than people with no driving experience at all.
Every insurance company puts money behind the fact that people with 20+ years driving experience have a significantly lower instance of traffic accidents than people with no driving experience at all.
This is interesting. How does that work? Does the rate start falling off after a certain number of years? After your first 3 years, or 5 years, the rate declines?
This is interesting. How does that work? Does the rate start falling off after a certain number of years? After your first 3 years, or 5 years, the rate declines?
Yes--that's why there is one rate for people under 21, another for people under 25, etc. It's got to do with estimated time behind the wheel, not their maturity level. Of course, that assumes that the person got their license at the age when it became legal to do so and that everyone of the same age has had approximately the same time of driving experience, but the actuaries have to base their risks on SOMETHING.
It takes at least one thousand hours of driving time for a new driver to be considered somewhat experienced.
We all know the rules don't apply across the board, of course. My 23-year-old daughter is a great driver. Her father and I had her driving in Manhattan on her learner's permit, and she has driven up to Boston, down to Virginia. My coworker's daughter, same age, has had four accidents close to her Jersey hometown.
Driver training in the US is a joke. All they teach is the bare minimum. There's no instruction in how to handle various hazards. No instruction even in how to use the gears, besides "park", "reverse" and first gear. What are the rest of the gears for? They don't tell you.
In some European countries you have to take a series of 3 courses, each more difficult than the previous one. Each one is preceded with a required written test. Instruction has to be by a certified instructor, not friends or relatives. Some countries take driving very seriously. The US doesn't.
Wouldn't it vary state to state? I know in Canada it provincially regulated and here in B.C. new drivers have to go through various license stages from Learner's(valid for 2 years, but have to complete a minimum of one year before applying for a Novice Driver ) to Novice Driver for one year and then a full license.
It's been many years since I took a drivers course and it was only for an automatic, but all gears were taught.
We had to be able to parallel park ( both sides of the street ), learned to turn the front wheels against a curb on a hill, freeway driving, etc. It was fairly intense with of course learning all the rules of the road.
Yes--that's why there is one rate for people under 21, another for people under 25, etc. It's got to do with estimated time behind the wheel, not their maturity level.
What about people who get their license later in life? At 30 or 40?
Joe: age 40 driving for 20 years no accidents discounts for his age, and for duration of time driving as well as no accidents
Mark: age 40 driving for 2 years no accidents. Discounts for his age, no discount for his duration driving and no discount for no accidents as it hasn't been long enough
Sally: Age 40, driving for 20 years no accidents. Discount for female, discount for age, discount for duration, discount for no accidents.
People (especially males) are higher risk in their teens to early twenties. And not just for accidents, but gun violence, rental cars, commercial driving ect. Many companies will not hire a professional driver under the age of 25 OR rent a car to a person under 25 because of the insurance rates.
The point being that one could be a great driver with 20+ years experience and still have an accident that is your fault and result in a death.
The same can be held true for an experienced gun owner like the subject of this thread.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
