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1. The father isn't responsible for his adult childrens' birth control - or medical costs in general (unless they are incapacitated adults, which apparently isn't the case here).
The problem in Missouri is that the insurance plans here will not cover complications from prescription medications not purchased on the plan; and even have the option to cancel your coverage if you are taking a prescription drug not on your plan.
So, if the adult daughters do get birth control pills elsewhere, then their coverage can be cancelled. (And you can bet that if either one develops breast cancer after using off-plan birth control, the insurance company will refuse to cover it on the grounds that the breast cancer was a complication of the birth control.)
The problem in Missouri is that the insurance plans here will not cover complications from prescription medications not purchased on the plan; and even have the option to cancel your coverage if you are taking a prescription drug not on your plan.
So, if the adult daughters do get birth control pills elsewhere, then their coverage can be cancelled. (And you can bet that if either one develops breast cancer after using off-plan birth control, the insurance company will refuse to cover it on the grounds that the breast cancer was a complication of the birth control.)
Then I guess these adult women need to find and purchase a health insurance plan that covers birth control. Shouldn't be hard - most plans DO cover birth control.
Oh wait...that means they'd have to pay for it themselves. Like most adults do.
Then I guess these adult women need to find and purchase a health insurance plan that covers birth control. Shouldn't be hard - most plans DO cover birth control.
Oh wait...that means they'd have to pay for it themselves. Like most adults do.
I guess so but so what? They're adults. If they don't like daddy's insurance plan, they can get their own. There's no law that says people under age 26 HAVE to be on their parents' insurance plan. And there's no law saying parents HAVE TO provide insurance to their adult kids. They've got options.
When I was 26 I'd been paying my own bills for seven years.
I guess so but so what? They're adults. If they don't like daddy's insurance plan, they can get their own. There's no law that says people under age 26 HAVE to be on their parents' insurance plan. And there's no law saying parents HAVE TO provide insurance to their adult kids. They've got options.
When I was 26 I'd been paying my own bills for seven years.
There is also no law saying that the daughters can refuse primary coverage on their parents plan.... If the parents want to cover them, and they are under 26, then the parents can cover them.
There is also no law saying that the daughters can refuse primary coverage on their parents plan.... If the parents want to cover them, and they are under 26, then the parents can cover them.
What's this got to do with what I said?
The women in question are adults. There are plenty of insurance plans out there that cover birth control. If these two adults don't like their current plan's coverage, they should go get a plan with the coverage they want. These plans are readily available.
The women in question are adults. There are plenty of insurance plans out there that cover birth control. If these two adults don't like their current plan's coverage, they should go get a plan with the coverage they want. These plans are readily available.
I don't think you understand. If they are under 26, then their parents can choose to cover them and they cannot get another primary plan. 99% of the time, this is not an issue; parents can't wait to stop paying for their child's insurance. But then you get that one narcissist (and there is probably a good chance that Wieland is a major narcissist) who wants to control the life of their children. These are the same people who refuse to file fafsas and claim their children as dependents until they are 24 and dare them to report them to the IRS. For parents like that, holding the reins on health insurance and other coverage is control, and they don't have to relinquish that control until their children are 26.
(Can you tell I've been through this?)
I don't think you understand. If they are under 26, then their parents can choose to cover them and they cannot get another primary plan. 99% of the time, this is not an issue; parents can't wait to stop paying for their child's insurance. But then you get that one narcissist (and there is probably a good chance that Wieland is a major narcissist) who wants to control the life of their children. These are the same people who refuse to file fafsas and claim their children as dependents until they are 24 and dare them to report them to the IRS. For parents like that, holding the reins on health insurance and other coverage is control, and they don't have to relinquish that control until their children are 26.
(Can you tell I've been through this?)
I do understand how insurance coverage works. I don't think it's a lack of understanding on my part.
If this family is indeed as dysfunctional as you describe above (and that's a leap to make but for the sake of argument, let's go with it), then the adult daughters need to just go ahead and sever the tie and pay for their own healthcare coverage. They are ADULTS for pete's sake, not children.
It's not like they CAN'T refuse this limited coverage and go get their own more comprehensive coverage. Apparently for whatever reason, they are choosing not to do so, but no law on this earth prohibits them from doing so.
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