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So who was the lobbyist that pressed this issue to the senate that it was a good idea to further harass the public?
We have a business and the amount of junk calls we get is crazy. It doesn't matter if you tell them you are on the do not cal list or if you ask them to be removed from their list they just keep calling.
Whenever we get a sales call on the business line my wife sets a static ring tone to that number so when they call back and we hear static then we know it is not business.
What a pain.
Agreed, very annoying. I only occasionally get these but when busy both with in person guests and legit calls coming in its aggravating to get one that starts with an obvious recording "Hi, this is John calling and you are qualified...blah, blah". It usually happens only when busy too, like they have an uncanny ability to call just then.
I think logic is lost on most people. It's not new information that cell phones have been eating away at land line use. If you don't want debt collectors calling you, it's pretty simple pay your bills.
I think logic is lost on most people. It's not new information that cell phones have been eating away at land line use. If you don't want debt collectors calling you, it's pretty simple pay your bills.
If you think debt collectors only call people who really DO owe money, you've lived a charmed life.
They call any name that sounds even close to the person they're looking for. They call relatives. They call employers. They call complete strangers. The majority of the time, the collectors are third parties who have purchased the debt note, not even the people the money is owed to. The actual debtor is unknown to them and they're on a fishing expedition. Even people who DO have unpaid debts continue to be called years after the statute of limitations on their debt has long run out, in the hope they have finally come into money and will pay it.
I've gotten calls for years for a person with my last name and the first name "George." I don't know a single person with that name. My problem is, the first time one company called, I answered the phone. Talking sense to them made no difference. They now know that a human does live at my address, so they continue to call. I know many other collectors are after George, too, because they leave messages on my machine. But they actually cease if I NEVER acknowledge them.
The only way to stop most of these companies is NEVER to pick up when they dial you. That's the only sure way of getting them to take your number off their computerized dialing machines. If they get a human to harangue, they suspect you might pay up even if you aren't the debtor just to get some peace and quiet. That's why they often reduce the amount owed to less than $200 no matter what the amount of the original debt was.
I have read that legally you can get a debt collection company to stop calling you if you are not the debtor by having an attorney send them a "cease and desist" letter, threatening them with legal action. But here's the Catch-22: If you say you aren't the debtor, the collection agency won't provide you with their name and address. They will only identify the entity claiming the debt, so you can't figure out what company it is that is harassing you. You can only know who your harasser is if you admit to being the debtor, but you might be victimized even if you are innocent.
I think logic is lost on most people. It's not new information that cell phones have been eating away at land line use. If you don't want debt collectors calling you, it's pretty simple pay your bills.
I wish it were that simple, but it's not. My sister's husband ("Ryan" used to list my mom and I as references when he applied for student loans (and, I think a car loan once). So when he messed up with payments, the companies would call us looking for info on him.....for whatever reason, they couldn't figure out how to get ahold of "Ryan".
I have been getting them for 3 years. Nothing new here. But I have a list of "Known" friends and so if it's a number I don't know, I let it go to voicemail and only check it when I make a call to a friend...
I think logic is lost on most people. It's not new information that cell phones have been eating away at land line use. If you don't want debt collectors calling you, it's pretty simple pay your bills.
Shortly after receiving a cell phone for their twelfth birthdays, my kids began fielding phone calls from debt collectors. I've had to call many debt collectors to tell them that they are calling a minor's phone and that none of the people in up our household have any connection to the non-payer they're trying to track down. My now seventeen-year-old has been taking (sometimes threatening) calls for the same deadbeat for five years running despite our repeated attempts to stop them. The number just keeps being sold to the next fly-by-night debt collector trying to eek out a living.
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