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Old 07-02-2012, 01:37 PM
 
102 posts, read 282,855 times
Reputation: 40

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Just moved to Dallas and I must say that I love it so far. The people seem really chill and friendly. Anyway, I am looking to bank with a credit union to avoid the big bank fees. If anyone has any good recs or opinions I would greatly appreciate it. Feel free to pm me. Thanks
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Old 07-05-2012, 03:44 PM
 
102 posts, read 282,855 times
Reputation: 40
I did a search on this and so far every thread on this topic has had zero posts. Come on folks, someone has to bank at a credit union. I personally am looking at Resource One Credit Union. Someone must have some input.
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Old 07-06-2012, 09:27 PM
 
23 posts, read 32,349 times
Reputation: 33
I've been with Resource One Credit Union since January and my only regret is that I didn't open my account there the day I moved here 2 years ago.

Totally free everything for just about every account.

If you use an out of network ATM they refund the fee the other bank charges and they never charge an ATM fee. So basically, any ATM anywhere is free. You do have to get a receipt and turn it in within 30 days.

You get one overdraft forgiveness every quarter but you do have to ask for it, just tell a teller.

If there is a better one, I'd love to hear about it.

My corporate bank account is now closed, by the way.

Good luck!

Lake
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Old 07-06-2012, 10:32 PM
 
2,002 posts, read 4,084,829 times
Reputation: 1751
Credit Union of Texas is alright, but I think you need to be a teacher or related to one to become a member.
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Old 07-06-2012, 11:26 PM
 
Location: Plano
718 posts, read 1,143,413 times
Reputation: 463
Texans credit union , you can find many locations in Dallas and in the suburbs.
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Old 07-07-2012, 04:01 PM
 
472 posts, read 917,180 times
Reputation: 416
I know it's not local but the ft worth credit union has always been good to me.
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Old 07-09-2012, 04:27 PM
 
102 posts, read 282,855 times
Reputation: 40
I ended up going with Resource One. They were absolutely great. There are no fees really for anything (unless you overdraft, etc) and reasonable ways to earn interest on the account. I thought it was really cool that they gave me the debit card right then and there and it was activated with my secret pin. I have no idea why anyone would bank with the huge organizations that nickle and dime you for everything. Credit Unions are the way to go IMO.
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Old 07-09-2012, 07:08 PM
 
103 posts, read 120,614 times
Reputation: 25
I am with credit union of texas however I am not all that pleased with them. I may try resource one too.
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Old 07-16-2012, 07:37 PM
 
Location: Dallas, TX
309 posts, read 950,716 times
Reputation: 178
Anyone use InTouch?
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Old 07-16-2012, 08:25 PM
 
119 posts, read 212,514 times
Reputation: 120
We used InTouch because they were in network with our CU in Michigan that we like. We opened an account to make it easier. And then we realized that the interest rate was 1/3 of our CU in Michigan, not that that rate was much better! We closed our account. They were always nice but painfully slow.
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