Buying a house in Whitehouse, Tx-No Credit (Tyler: loans, first time home buyer)

[Quicksnip2]

I'm interested in buying a house in Whitehouse , Tx area. I have no credit at all, but I do have a couple hospital bills on my credit record, I make around $50,000 per year, Does anyone have any recomendations, as far as First time home buyers programs, or any other information would br appreciated thanks, Moderator cut: contact info should be in profile

[fratermus]

I think FHA loans do not require a particular credit history. Might look at that.

[sjlcu]

Can't really help you out with your first time buyer question, sorry, but if I may ask why Whitehouse? I can't imagine a $50,000.00 per year job there - are you commuting to Tyler? If so, there may be other surrounding towns where your housing dollar will buy you more.

Stacie

[loves2read]

get some credit history since you have hospital bills that are probably a negative...that would be my suggestion---only person who is really kind of desperate would sell to someone w/o credit---unless there was a personal connection to validate the strenth of the buyer's finances...