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Old 12-26-2014, 01:55 PM
 
10 posts, read 8,563 times
Reputation: 11

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The question is: Can nonpayments to NTTA go on my credit report?

Backstory is: A few years ago I traded my car in to a dealership and they said to leave the plates on the car. A couple of months later I received a big bill for tolls from soon after trading the car in. I sent NTTA a copy of the paperwork saying that I no longer owned the car and was told they would bill the dealership. Fast forward a couple of years I get the same bill with all of the extra fees added onto it. I told them the situation and that I could no longer find the bill of sale paperwork. I did everything I was supposed to do when the issue first arose.

I'm probably just going to ignore all of their phone calls and letters because it is their fault they lost the paperwork or whatever reason they started billing me again. I just wanted to make sure that I dont have to deal with fighting them on my credit report.
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Old 12-26-2014, 02:22 PM
 
Location: Dallas
2,084 posts, read 2,452,638 times
Reputation: 3400
Quote:
Originally Posted by dcr5f5 View Post
The question is: Can nonpayments to NTTA go on my credit report?

Backstory is: A few years ago I traded my car in to a dealership and they said to leave the plates on the car. A couple of months later I received a big bill for tolls from soon after trading the car in. I sent NTTA a copy of the paperwork saying that I no longer owned the car and was told they would bill the dealership. Fast forward a couple of years I get the same bill with all of the extra fees added onto it. I told them the situation and that I could no longer find the bill of sale paperwork. I did everything I was supposed to do when the issue first arose.

I'm probably just going to ignore all of their phone calls and letters because it is their fault they lost the paperwork or whatever reason they started billing me again. I just wanted to make sure that I dont have to deal with fighting them on my credit report.
I wouldn't just ignore it. They will send it to collections and it will go on your credit report.
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Old 12-26-2014, 02:25 PM
 
Location: North Texas
23,624 posts, read 31,218,659 times
Reputation: 26696
AFAIK yes, they will sell debts to aggressive collectors and it'll show up on your credit report. Sticking your fingers in your ears and saying "LA LA LA LA LA LA" doesn't change the fact that they think you owe them money and they'll use all means at their disposal to collect it.

Find that bill of sale. The dealer should have a copy. And never believe anything a dealer says about your toll tag. When I traded my car in, I forgot to remove the sticker but called NTTA first thing Monday morning (the next business day, bought the car on a Friday) and had the tag cancelled. I also added my new car immediately to my account, first using the paper dealer plates then my real license tag number.

The dealer was all "Oh, they'll bill us due to the title transfer." Don't bet on it. I did check my account to ensure that my old car registered no tolls after 10/31 (the day I traded it in).
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Old 12-26-2014, 02:30 PM
 
502 posts, read 615,053 times
Reputation: 906
Get a copy from the dealer as the poster above said.
It takes 5 seconds to log on to your account and cancel your tolltag, for people on this forum who don't know. Consider it lesson learned.
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Old 12-26-2014, 02:31 PM
 
Location: North Texas
23,624 posts, read 31,218,659 times
Reputation: 26696
Quote:
Originally Posted by VegasMan_72 View Post
Get a copy from the dealer as the poster above said.
It takes 5 seconds to log on to your account and cancel your tolltag, for people on this forum who don't know. Consider it lesson learned.
You can't cancel a tolltag online, or at least I could not. I had to call NTTA. It was a simple process over the phone, but I still had to call. You can add a new car online though.
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Old 12-27-2014, 09:51 AM
 
10 posts, read 8,563 times
Reputation: 11
I didn't have a toll tag. I try to avoid the toll roads completely. and it was a zip cash bill. Does anyone have first-hand experience of it going in their credit report?

If it a private company, it seems like they go to extreme measures to collect money compared to other companies. If it is public/govt owned then I don't see how they can be on credit reports; it's like someone who a lot of unpaid parking tickets. I read about them trying to put holds on car registrations which makes me think it's more of the latter type of organization.

But thanks all for the quick replies.
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Old 12-27-2014, 05:55 PM
 
Location: North Texas
23,624 posts, read 31,218,659 times
Reputation: 26696
Quote:
Originally Posted by dcr5f5 View Post
I didn't have a toll tag. I try to avoid the toll roads completely. and it was a zip cash bill. Does anyone have first-hand experience of it going in their credit report?

If it a private company, it seems like they go to extreme measures to collect money compared to other companies. If it is public/govt owned then I don't see how they can be on credit reports; it's like someone who a lot of unpaid parking tickets. I read about them trying to put holds on car registrations which makes me think it's more of the latter type of organization.

But thanks all for the quick replies.
North Texas Tollway Authority - Wikipedia, the free encyclopedia

They can, do, and WILL collect if they think you owe them money. Some counties ignore the NTTA's request to forbid registrations, but AFAIK Dallas and Collin aren't among them.

Bottom line: Sort this out. Don't ignore it. And if you have questions for the NTTA, the best people to answer them are AT the NTTA. Call them.
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Old 01-02-2015, 01:43 PM
 
Location: East Dallas
931 posts, read 1,746,989 times
Reputation: 634
NTTA is almost as ruthless as the VA
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Old 01-02-2015, 01:48 PM
 
Location: North Texas
23,624 posts, read 31,218,659 times
Reputation: 26696
Wonder if the OP ever called the NTTA?
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