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Old 01-05-2011, 08:45 AM
 
Location: Magnolia
136 posts, read 195,997 times
Reputation: 165
Talking Retirement is Great!

To Nevada49--Congratulations on your first step toward retirement--signing up! You have worked long and hard and are now ready to spend your next years doing things you have dreamed of. I have known folks who were just ready to retire wonder what they were going to do all day since they didn't have a job to keep them busy 8+ hours a day. haahahahahaha...I talk to them a few months later, and they are so busy they can't find enough hours in the day.

I hope you will plan to come back down to the Dover area in the spring to check out the 55+ communities again. Delaware is absolutely beautiful in the spring with all the flowering trees and shrubs in full glory. As you probably have been following this thread for awhile, I won't repeat anything that you haven't read already.

If you are still interested in Southern Meadow, give me or ElizaMary a DM, and either of us will be happy to answer any questions, ElizaMary from a "seasoned" community member, and me from a "newcomer" perspective. Or you could post your question here so that the answers will add to the collective body of knowledge.
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Old 01-05-2011, 08:47 AM
 
Location: Magnolia
136 posts, read 195,997 times
Reputation: 165
Woo-hoo, I guess my last post finally gave me "senior member" status even though I've been a member of the forum for awhile.

....Now....back to the regularly scheduled program.....
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Old 01-05-2011, 08:49 AM
 
19,922 posts, read 7,170,689 times
Reputation: 27202
Quote:
Originally Posted by sanddollar View Post
Woo-hoo, I guess my last post finally gave me "senior member" status even though I've been a member of the forum for awhile.

....Now....back to the regularly scheduled program.....
Post #100 was that one that moved you into new status as a senior member. Congratulations.
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Old 01-05-2011, 04:36 PM
 
424 posts, read 374,241 times
Reputation: 321
Quote:
Originally Posted by nevada49 View Post
This is My Year!!! Hey Snowshoes, Mary2014, can't wait to retire and all the others: I turn 65 in March and have an appointment at the local Social Security office in CT tomorrow afternoon. I am absolutely delirious at the thought of retiring in a few months. I have looked forward to this for years. I will spend the winter getting rid of stuff I don't plan to move with me, going over my financial situation so I know how much place I can afford to buy, etc. I am single so can go wherever I want. After years in a condo I doubt I will look for another one; I am just tired of listening to other people's pounding "music", slamming cabinet doors, loud voices, etc. I am positive I will go to 55+ and Delaware is at the top of my list of states to check out closely. I went there a couple of years ago and liked what I saw around the Dover area. Everything is so close and convenient. Snowshoes is correct - as you age access to public transportations can be the difference between staying in your place or not. And Snowshoes, don't worry about the religion thing - you sound like a wonderful person and people in Delaware are very friendly and welcoming.

I can't wait till March!!!
High Nevada49,

Your point about condo living is an important consideration. I will be moving from a stand alone home to a condo when I retire. The one real advantage of condos in the Lewes area is that each community has a few "rentals" because it is a beach community. I can get to "try it out" for a week to get a real feel for the community, check out the construction, talk to home owners etc.

If you do plan to come this direction, particularly in the off season (Oct -Apr) you can get a great price on a furnished condo rental. Often a condo that rents for $1000 a week can be had for less than a $1000 for a month if you can visit for that long. With a Lewes area condo as a base you can see most of the 55+ communities in Kent and Sussex counties in less than a 30 minute drive. I found renting a furnished condo for a week (even in high season) cheaper than renting a hotel room and eating out 3 meals a day.

Mary2014
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Old 01-06-2011, 06:44 AM
 
135 posts, read 181,318 times
Reputation: 125
Little E - congratulations! So happy to have a fellow Pittsburgher. We are coming up on our 7 month anniversary and still feel we made the absolute right decision. Even during these really blustery days our home is so snug (ya gotta know, Delaware is unbelievably windy). I keep thinking I'll see my roof in the back yard in the morning, but it's holding tight!
Be sure to let us know when you will be here for your pre-construction meetings.
Go Steelers!
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Old 01-06-2011, 08:01 AM
 
Location: Felton, DE
558 posts, read 490,107 times
Reputation: 651
Quote:
Originally Posted by susieC View Post
Go Steelers!
Go Eagles!! I'm a fan from waaaay back!
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Old 01-06-2011, 06:49 PM
 
29 posts, read 28,763 times
Reputation: 46
Default Retirement

Congratulations Nevada49 on your retirement.

And thank you for your reply.
I appreciate the kind words
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Old 01-07-2011, 06:51 AM
 
Location: Felton, DE
558 posts, read 490,107 times
Reputation: 651
Quote:
Originally Posted by nevada49 View Post
This is My Year!!! Hey Snowshoes, Mary2014, can't wait to retire and all the others: I turn 65 in March and have an appointment at the local Social Security office in CT tomorrow afternoon. I can't wait till March!!!
Congratulations on your up-coming retirement. My hubby and I retired from our careers at age 60 and have not looked back! We're not bored and each day we find something "important" that has to be done, so we're always busy.
Speaking of Social Security...we completed our applications online the very day we became eligible (we opted to take early SS at age 62). The process took about 15 minutes, our payments are now on time, and done via automatic deposit. So future applicants should keep this in mind. The process is easy and hassle-free...no appointment necessary.
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Old 01-09-2011, 09:21 AM
 
Location: Greenville, Delaware
4,609 posts, read 6,065,646 times
Reputation: 2314
I know there must be some discussion of this in the 209 pages of this thread, but I don't intend to go back and read through all those; however, this is a subject that intrigues me: what is the attraction of 55+ communities? Would any of the frequent posters here like to sum up what the motivations for buying in these communities include?
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Old 01-09-2011, 10:08 AM
 
19,922 posts, read 7,170,689 times
Reputation: 27202
For me, it's the following, in no particular order.

[1] A custom home on one level with the features that I want.
[2] Clubhouse, pool, tennis court, bocce court, other activities.
[3] Neighbors who are at my age and stage in life with whom I will enjoy those activities.
[4] They will shovel the snow, mow and trim and mulch and feed the lawn (I have to water the lawn myself), and provide an exterior maintenance plan that includes roof repair, gutter clearing, exterior painting, driveway sealing and more.
[5] Proximity to the kinds of activities I enjoy, including the Wilmington Blue Rocks, the beaches, the casinos, the Schwartz theater, Cape Henlopen State Park and many more - all within an hour's drive!
[6] Lower taxes than I am paying now in New York. (Property taxes and HOA together will be about one-third of what I pay now for just property taxes.)
[7] Being able to see FromPA, SusieC, Can'tWaitToRetire, Dariasb, Goin'2DE, RDLR, Sanddollar, EdB, LittleEggplant, NapaJoe and probably others that I forgot to mention anytime they'll have me.

Succinct enough for you?
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