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Old 05-10-2010, 02:47 PM
 
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Hi, can anyone tell me, besides real estate taxes, what additional taxes and/or fees a homeowner might incur in Delaware.
Thanks.

Last edited by margeaa; 05-10-2010 at 03:49 PM..
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Old 05-10-2010, 04:59 PM
 
Location: Long Neck,De
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Taxes and fees really aren't too bad in Delaware . There will of course be sewer fees. In many areas trash pickup is homeowners responsibility.
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Old 05-10-2010, 05:17 PM
 
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Yep, real estate taxes. Sewer fees. Water bill. Trash (I'm guessing some HOA's may include this in the fees).

Also, when you register your car here you have to pay a tax on it, whether you bought it out of state or not, and whether it's paid off or not. It's better than the annual personal property taxes we had to pay on our cars in VA, though.
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Old 05-10-2010, 05:53 PM
 
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At the time of purchase there is a real estate transfer fee .... check with a Realtor for the exact amount. If I remember correctly it is paid equally by seller and buyer. Regardless it is a fee only paid when buying or selling a home.

1) Real Estate Taxes paid to various taxing agencies are all included on one annual bill, due in Sept.
2) The annual sewer fee is billed each January, based on the your annual water usage the prior year.
3) You also pay a City tax or Homeowners Assoc. fee (or both) each year, based on where you live.

Water and trash are billed by private companies to most homeowners (again dependent on where you live).
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Old 05-10-2010, 07:22 PM
 
Location: Greenville, Delaware
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You may live somewhere that has neither a city tax nor an HOA fee, like my neighborhood that is in New Castle County, outside city limits and has no HOA. We do collect voluntarily for snow removal as often as the kitty needs replenishing - last Fall we asked for $35 from everyone on our rather long block. In unincorporated county areas you will pay for trash collection and for recycling (the latter operated by the State). I don't find fees and taxes here excessive at all, though I do find utilities a bit on the high side -- however, I have a post-war house that isn't especially well insulated and I don't like to be either chilly or hot indoors. Water only becomes an expense if we have periods of especially low rain and again I do try to keep the lawn and gardens looking well.
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Old 05-10-2010, 07:37 PM
 
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Quote:
Originally Posted by jdoll View Post
At the time of purchase there is a real estate transfer fee .... check with a Realtor for the exact amount. If I remember correctly it is paid equally by seller and buyer. Regardless it is a fee only paid when buying or selling a home.

1) Real Estate Taxes paid to various taxing agencies are all included on one annual bill, due in Sept.
2) The annual sewer fee is billed each January, based on the your annual water usage the prior year.
3) You also pay a City tax or Homeowners Assoc. fee (or both) each year, based on where you live.

Water and trash are billed by private companies to most homeowners (again dependent on where you live).
Delaware Transfer Tax = 3% Buyer and 3% Seller. Most towns also assess transfer tax in addition to the state's tax. Each town has it's own %.

1) In our case, we pay county real estate taxes by September 1st directly to the county, and town taxes directly to the town. Many times, if you have a mortgage, the lender prefers to divide the yearly tax bill into 12 increments and taxes are incorporated within your monthly mortgage payment.
2) We receive our sewer and water bill every 3 months.

3) Some HOA fees are assessed monthly, quarterly, or yearly.

Our trash bill is included in our water and sewer bill.

So bottom line, there are no standard answers.
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Old 05-11-2010, 05:35 AM
 
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Originally Posted by rdlr View Post
Delaware Transfer Tax = 3% Buyer and 3% Seller. Most towns also assess transfer tax in addition to the state's tax. Each town has it's own %.
Whoops! Senior Moment(s)
DTT is 1 1/2% Buyer and 1 1/2% Seller, plus town transfer tax, if applicable.
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Old 05-19-2010, 05:43 AM
 
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Thanks for all the info. My husband and I are considering a move to Delaware from NJ. I'll probably have more questions as we do more research. I've been reading all the threads here......lots of good information! Thanks, again......Marge
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Old 05-19-2010, 06:37 AM
 
7,363 posts, read 10,803,781 times
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Quote:
Originally Posted by margeaa View Post
Thanks for all the info. My husband and I are considering a move to Delaware from NJ. I'll probably have more questions as we do more research. I've been reading all the threads here......lots of good information! Thanks, again......Marge
Yes, there's quite a bit of good information here, but some information can be misleading.

I've never lived anywhere else but Delaware, but from what I've read, maybe jurisdictions in other states are set up differently than in Delaware. For instance, some newcomers say they live in, or are moving to (for example) "Harrington" or "Lewes" or "Magnolia". That is so misleading, because the Zip Code for various towns also extends beyond the town limits. So living IN Harrington means exactly that, IN the Town of Harrington, and paying town taxes. Living IN the Town of Magnolia or Town of Lewes, means IN (i.e. Main Street or other).... Not to be confused with living or moving to a subdivision, outside the town limits of a town and having the same Zip Code as a nearby town. People who live in these towns and pay the town taxes really know the difference.
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Old 05-21-2010, 11:58 AM
 
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No sales tax on anything, 1.5 % transfer tax when buying or selling property, tax when registering an auto, property tax due one time a year but so much cheaper then NJ, many areas have septic and well so no tax in those situations, state income tax,
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