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Old 11-29-2014, 07:49 PM
 
Location: Central Mass
4,625 posts, read 4,892,936 times
Reputation: 5360

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Quote:
Originally Posted by Driller1 View Post
Does Tennessee have no-fault???
No.

The no fault states (NY, MI, FL, etc) are the most expensive in the country by far
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Old 11-30-2014, 07:24 AM
 
Location: Altadena, CA
1,596 posts, read 2,058,369 times
Reputation: 3004
Quote:
Originally Posted by missiyaki View Post
can you give me an idea of comparison between detroit proper, southfield, warren, grosse pointe? dearborn? where will you find the cheapest?

Earlier this year as I was considering moving from Ann Arbor to either Detroit or areas just West of it. I spoke with my State Farm agent to get an idea of how much my insurance rate would be affected.

I'm one of those people who would LOVE to live in Detroit, esp close to downtown and the cultural center around WSU, but the rate increases horrified me.

The rent decrease savings from AA to Detroit would have been completely absorbed by the insurance. I would pay around $300 less, but car insurance would go up another $1000 per six months, so that would be another $2000 a year! And the renters insurance was quoted at another 75% increase. Dearborn was just slightly less, and Westland/Canton was a little less than Dearborn.

So I settled for Ypsilanti and paid just $25 more.

Unbelievable.
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Old 11-30-2014, 08:07 AM
 
24,832 posts, read 37,337,915 times
Reputation: 11538
Quote:
Originally Posted by scorpio516 View Post
No.

The no fault states (NY, MI, FL, etc) are the most expensive in the country by far
It is expensive.

Our commercial insurance is a little over $17,000 a year.

But, the no-fault is a great deal........if you need medical services from an accident.
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Old 11-30-2014, 09:09 AM
 
Location: Michigan
4,647 posts, read 8,598,154 times
Reputation: 3776
Detroit's high crime in addition to Michigan's no fault is what has led to high rates.
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Old 11-30-2014, 11:19 AM
 
Location: Southern New Hampshire
544 posts, read 900,642 times
Reputation: 645
Quote:
Originally Posted by animatedmartian View Post
Detroit's high crime in addition to Michigan's no fault is what has led to high rates.
Nice article in the Free Press today about carjackings. Also had a good map showing the even distribution throughout the city.

Map: Where carjackings were reported in Detroit
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Old 11-30-2014, 06:18 PM
 
Location: west mich
5,739 posts, read 6,933,177 times
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Quote:
Originally Posted by leroythelion View Post
Nice article in the Free Press today about carjackings. Also had a good map showing the even distribution throughout the city.

Map: Where carjackings were reported in Detroit
Let's face it, carjacking is pretty easy for those who need a ride and are aggressive enough to pull it off. Is there a profile for these types? Maybe penalties for crimes across the board need to be toughened, and drivers need to be less apathetic, but detention costs money as well, and 400+ incidents doesn't mean there are 400+ different individuals doing it - could be a brazen few.
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Old 11-30-2014, 09:44 PM
 
Location: Michigan
4,647 posts, read 8,598,154 times
Reputation: 3776
Quote:
Originally Posted by detwahDJ View Post
Let's face it, carjacking is pretty easy for those who need a ride and are aggressive enough to pull it off. Is there a profile for these types? Maybe penalties for crimes across the board need to be toughened, and drivers need to be less apathetic, but detention costs money as well, and 400+ incidents doesn't mean there are 400+ different individuals doing it - could be a brazen few.
The trend seems to be that criminals will carjack those whose cars are newer and have the better safety features or are trying to make a quick get away from some other crime they just committed. If it's an older car, they'll take the time to attempt to steal it unnoticed.

Watch thieves steal van police say was used in fatal Detroit shooting | MLive.com
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