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Old 07-31-2017, 06:45 AM
 
36 posts, read 23,073 times
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Hello,

Do you all recommend pet insurance and if so what company do you recommend? Does anyone have positive experiences with not having pet insurance? From my googling, it looks like some recommend and some don't advocate for it. Just wanted to hear firsthand. Thank you!
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Old 07-31-2017, 08:47 AM
 
527 posts, read 243,503 times
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I found these threads on Pet Insurance:
Pet insurance? Pros--Cons? Suggestions??

Pet Insurance Wellness Plans

Yes or No: Pet insurance
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Old 08-03-2017, 01:46 PM
 
Location: Southeast Idaho
4,654 posts, read 15,737,854 times
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We don't have pet insurance, truly no need for it if one takes care of their pet and a plan. Our plan is a credit card dedicated for pet expenses. By using it to buy food, it keeps it active and interest free.
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Old 08-03-2017, 05:39 PM
 
1,177 posts, read 8,069,804 times
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I don't have pet insurance. I thunk it's up to individual owner. However, I have multiple dogs so it's not feasible. Even if I only had one dog, doing the math would be far more costly for insurance vs vet bills.

Quote:
Originally Posted by cleosmom View Post
We don't have pet insurance, truly no need for it if one takes care of their pet and a plan. Our plan is a credit card dedicated for pet expenses. By using it to buy food, it keeps it active and interest free.
What card do you have that using it will keep it interest free?
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Old 08-03-2017, 08:38 PM
 
6,999 posts, read 10,237,008 times
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My dog was a stray and is a mixed-breed dog. She's fed high quality dog food. She has had health issues that are completely out of my control just like people develop issues that are completely out of their control. If I have a high bill, I pay with Care Credit. Then, I get reimbursed by the insurance company, and that money is used to pay the Care Credit balance. My dog needed surgery last year, and the pet insurance saved me a lot of money.
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Old 08-03-2017, 08:38 PM
 
Location: Norwood, Massachusetts
1,752 posts, read 3,736,863 times
Reputation: 2989
I have Trupanion. I've only had it about 8 months, based it on recommendations from a couple people at the dog park where we go plus the fact that my vet will direct bill to them. I recently had my first experience submitting a claim. The claim submittal was extremely straightofrward and painless. I had to do that because the claim was based on expenses at an emergency vet rather than my regular vet that would direct bill to them. It took about 4 weeks but just today, coincidentally, they sent me an email detailing the claim and explaining what had been put toward the deductible and what would be sent to me. So far. I'm happy with it. I've been told by some folks at the dog park who have done more extensive research that there are less expensive options out there but I put a premium on no fuss claims and reliability, so I'm happy with Trupanion so far.

Last edited by CrowGirl; 08-03-2017 at 08:39 PM.. Reason: fix typos
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Old 08-03-2017, 08:40 PM
 
Location: Lake Grove
2,753 posts, read 1,960,919 times
Reputation: 4455
We have pet insurance through the ASPCA and it's been worth it to us.
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Old 08-03-2017, 09:37 PM
 
6,999 posts, read 10,237,008 times
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I have Pet Plan. They take up to 10 business days to process my claims, and it will take up to another week after that to get a check in the mail. I haven't had any issues so far.
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Old 08-03-2017, 09:43 PM
 
Location: Raleigh
8,045 posts, read 5,846,296 times
Reputation: 9780
Without some form of pet medical care insurance you may be faced with the decision to have the treatment and pay the bill or have your companion die a miserable death, or worse, have them put down.
It's not veterinarian insurance, it's for your peace of mind.
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Old 08-04-2017, 04:22 PM
 
29,965 posts, read 47,150,315 times
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Vet bills just keep getting more expensive
Some pets stay very healthy for most of their lives but some can have a chronic problem.
If you can afford the monthly costs it is likely to be better financially and emotionally to have a fall back...
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