Is it safe sending checks in the mail?

[Wilson513]

As the drawer of the check, you are entitled to your payee's endorsement. If a check comes back with a forged endorsement you can notify the bank (most states have time limits like 30 days after statement date) and they have to recredit your account. then they send the forged endorsement instrument back to the bank that cashed. Just look through your checks and pay attention iif you get billed for something you think you have already paid.

[20yrsinBranson]

Originally Posted by jtur88

Locally, sometimes the next day, if you're in a big enough city to have a sorting facility. Things I send to Michigan take a minimum of five days. A couple of months ago, an envelope straggled in after about three weeks, after I had already re-sent the material.

But bill payment envelopes have barcoded address information imprinted on them, so go a lot faster. Unless you put it in a collection box specifically marked for local zip code.

I bet everything you mail to a local address in Branson goes to Springfield, gets sorted there, and then back to Branson the next day.

Switzerland still takes the post office and mail delivery seriously.

It could be worse... LOL

Letter from 1930’s delivered

20yrsinBranson

[M3 Mitch]

As noted, the only real risk if you are mailing a payment to a business is if you leave the letter in your own rural/suburban type mail box where people might steal it, having stolen it they may "wash" the check and re-write it for more money and to themseves. There is a specific type of pen on the market that's resistant to this scam, called a "gel pen". More info at this link:

Check Washing - WHAT IS IT?

If you are mailing a check to an individual, there is some risk of the check being stolen from their mail box as well. That said I have sent and received checks via USPS for many years with no problems.

[Annie53]

The link mentions the pen I bought and now use to write all of my checks, the UNI-BALL 207.