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Old 09-18-2014, 02:06 PM
1 posts, read 519 times
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So what's the lowdown on being an authorized user -vs- an 'authorized signer' (not sure if that's the exact term). My mom is going to add me to her account so I can have a card with my name on it, but the guy at the bank asked if she wanted me to just be a user or a signer...the signer apparently having more privileges as well as it actually going fully on my credit report.

I have my own secured card and would like to improve my credit after having it messed up due to old medical bills. But at the same time, I don't want to get overly involved in something that I can't get out of. My mother is uber-responsible with perfect credit, but still.
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