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no, a reasonable person would work on fixing the income problem , whatever it took .
Tried that and got a second job. That worked great until BOTH employers scheduled me to work the same shift on a major holiday and I had to choose which job to keep and which to lose.
Tried that and got a second job. That worked great until BOTH employers scheduled me to work the same shift on a major holiday and I had to choose which job to keep and which to lose.
you gave up after one try at that? Aren't there any other employers around? If not, move. There's only one person that can make your situation better and that's you.
Doesn't increasing the payment of someone who is a bad risk increase the risk that the person will not pay?
Why even lend money to them in the first place? Seems illogical.
From the perspective of the lender, inferior credit terms pay for themselves - yes, the default rates are higher but the terms are designed to work out in favor of the lender by requiring the borrower to pay through the nose.
Tried that and got a second job. That worked great until BOTH employers scheduled me to work the same shift on a major holiday and I had to choose which job to keep and which to lose.
and that is the difference between you and someone else . they would not have stopped until they had a situation that worked .
it is no mystery as to why you are in the situation you created . you just don't see it , but it is all your own doing .
From the perspective of the lender, inferior credit terms pay for themselves - yes, the default rates are higher but the terms are designed to work out in favor of the lender by requiring the borrower to pay through the nose.
not just that borrower but all like rated borrowers share the cost
you gave up after one try at that? Aren't there any other employers around? If not, move. There's only one person that can make your situation better and that's you.
I've done that a number of times. One sucky job is bad enough, two sucky jobs at the same time is really bad.
not just that borrower but all like rated borrowers share the cost
YES, it's a whole lot like having to suffer because someone else under the same roof did something bad.
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