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... The financial planner / wealth manager who referred to two tax systems says that the informed use the tax code to reduce their liability, i.e. the uninformed pay more taxes than they need pay.
However, this thread - like nearly all of the OP's threads - is just an excuse to gripe about how "unfair" life is for low wage workers. It's a never ending cycle in the P&OC forum.
I'd say ignorant rather than "stupid" applies in many cases - perhaps you don't know the difference. One is situational, the other is dispositional - it's easiest to just throw people away as stupid.
I'd say ignorant rather than "stupid" applies in many cases - perhaps you don't know the difference. One is situational, the other is dispositional - it's easiest to just throw people away as stupid.
I used to agree with you. However, I've realized that that we live in a society where information is free. if you're still ignorant of basic facts of life after the age of 20 it's because you choose to be. Being willfully ignorant in a society such as ours is stupid.
I'd say ignorant rather than "stupid" applies in many cases - perhaps you don't know the difference. One is situational, the other is dispositional - it's easiest to just throw people away as stupid.
What is your point, exactly?
The stupid pay more. and?
Has nothing to do with stupid. A fully informed individual without discretionary income is unable to obtain the benefits of the tax code available to the informed person with discretionary income.
e.g. you can't enjoy tax benefits available to homeowners if you can't own a home.
To google something you have to ask the right question which may be quite precise regarding tax law. To do this proactively in order to impact your future tax situation is even more difficult. Of course if you already have the money, you pay a tax professional to ferret all this out for you.
Filling out a 1040 without mistakes is far different than completing it to your own best advantage.
Not if you have only wage income and qualify for no tax breaks beyond the standard deduction and your personal exemption.
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