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Old 03-27-2019, 03:17 PM
 
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Can you still get SSI even if you didn't work all that much? I know for SS you need to have worked for a number of years to qualify for it but for SSI there aren't such conditions correct?

Could a beggar in the street who turns 65 suddenly get SSI, if they only worked for a few years during their lifetime but not enough time to qualify for SS?
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Old 03-27-2019, 03:22 PM
 
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It makes me worry that if I leave money in my will to someone on medicaid that they will lose their benefits.
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Old 03-27-2019, 03:33 PM
 
Location: SoCal
20,160 posts, read 12,684,502 times
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Quote:
Originally Posted by canlog View Post
Can you still get SSI even if you didn't work all that much? I know for SS you need to have worked for a number of years to qualify for it but for SSI there aren't such conditions correct?

Could a beggar in the street who turns 65 suddenly get SSI, if they only worked for a few years during their lifetime but not enough time to qualify for SS?
SSI is basically welfare. You don’t have to work to get welfare, that’s the point of welfare.
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Old 03-27-2019, 05:34 PM
 
2,242 posts, read 2,991,525 times
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Quote:
Originally Posted by canlog View Post
Can you still get SSI even if you didn't work all that much? I know for SS you need to have worked for a number of years to qualify for it but for SSI there aren't such conditions correct?

Could a beggar in the street who turns 65 suddenly get SSI, if they only worked for a few years during their lifetime but not enough time to qualify for SS?
Yes, at age 65, everyone is entitled to SSI, if they don't have the required work history to draw Social Security. There are no disability requirements. The exception would be if someone has a pension or other retirement funds that put them above the income they would receive from SSI. As would be the case with careers that are exempt from paying into Social Security, but have their own pension plan.
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Old 03-27-2019, 06:06 PM
 
18,750 posts, read 8,373,925 times
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Originally Posted by Lemming95 View Post
It makes me worry that if I leave money in my will to someone on medicaid that they will lose their benefits.
That certainly could happen.
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Old 03-27-2019, 07:01 PM
 
6,503 posts, read 3,400,548 times
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Originally Posted by Lemming95 View Post
It makes me worry that if I leave money in my will to someone on medicaid that they will lose their benefits.
Look at the different types of irrevocable trusts or an LLC you could designate as the beneficiary.
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Old 03-27-2019, 07:16 PM
 
Location: Central IL
20,726 posts, read 16,240,506 times
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Originally Posted by Lemming95 View Post
It makes me worry that if I leave money in my will to someone on medicaid that they will lose their benefits.
Yes - entirely possible. That's why you have to set up a trust - consult an estate attorney. My great aunt gave my sister on disabiity about $50k in her will...silly woman - it all went to her medical bills as a "spend down". If only the aunt had given it to me... Just kidding, but obviously not what my great aunt intended so - see a lawyer!
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Old 03-27-2019, 08:08 PM
 
37,477 posts, read 45,720,024 times
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Originally Posted by Lemming95 View Post
It makes me worry that if I leave money in my will to someone on medicaid that they will lose their benefits.
If they don't need the benefits why would that bother you?
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Old 03-27-2019, 08:47 PM
 
Location: SoCal
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I would not see a lawyer for $50k trust, it cost $5k for a trust.
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Old 03-27-2019, 09:10 PM
 
21 posts, read 16,985 times
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I have a few questions if anyone knows

Here's a hypothetical situation.

Husband receives $1400 mo Social Security at age 67 (Full Retirement Age)
Wife just turned 65 so will sign up for Social Security on Monday

She qualifies for exactly $700 a mo on her own work recordaccording to her online Social Security account

The SSI payment in her state of Nevada for her living situation... is $820 mo


Wouldn't she receive another check from SSI for $120 to bring her monthly income to $820??




They own a modest house and have no other resources, just $100 in the bank and a 5K pickup truck.

So they are under the SSI resource limit. Thanks
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