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Old 05-20-2019, 05:20 PM
 
Location: Aurora Denveralis
8,561 posts, read 3,001,676 times
Reputation: 12765

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Quote:
Originally Posted by numsgal View Post
Maybe I read it wrong, but I thought she wasn't named as a driver? So the insurance wouldn't have covered her accident.
Okay (paraphrasing) - if she drove a rental rented by someone else, and was not a named or permitted driver under the rental agreement... those are some very deep weeds.

Lawyer. Lawyer lawyer lawyer.

 
Old 05-20-2019, 06:31 PM
 
9,418 posts, read 7,067,523 times
Reputation: 12176
Quote:
Originally Posted by Quietude View Post
Okay (paraphrasing) - if she drove a rental rented by someone else, and was not a named or permitted driver under the rental agreement... those are some very deep weeds.

Lawyer. Lawyer lawyer lawyer.

I'd be expecting a second lawsuit from the car rental place.. Though that one would probably be to whoever rented the car.

In fact, I'm surprised that one hasn't already happened.
 
Old 05-20-2019, 06:58 PM
 
Location: Ft. Myers
17,628 posts, read 11,158,662 times
Reputation: 37671
[quote=momtrynasurvive;55225214]It was a rental car I was driving at the time, and I was not listed as a driver in the insurance. I didn't own a car at the time so no I did not have insurance.[/QUOTE]

You're screwed.

a) Why were you driving a car where you were not listed as the driver of, and

b) Why were you not listed ?

You're screwed.
 
Old 05-20-2019, 07:12 PM
Status: "Disagreeing is not the same thing as trolling." (set 6 days ago)
 
Location: Texas
9,438 posts, read 3,628,914 times
Reputation: 19454
Can someone rent a car without having car insurance?
 
Old 05-20-2019, 07:24 PM
 
Location: Pennsylvania
12,453 posts, read 4,209,786 times
Reputation: 9763
[quote=don1945;55226971]
Quote:
Originally Posted by momtrynasurvive View Post
It was a rental car I was driving at the time, and I was not listed as a driver in the insurance. I didn't own a car at the time so no I did not have insurance.[/QUOTE]

You're screwed.

a) Why were you driving a car where you were not listed as the driver of, and

b) Why were you not listed ?

You're screwed.
OP - take it from Don - a liberal, and myself - a conservative. We don't agree on much of anything -- but we do here. You are screwed. Everyone says get a lawyer -- I'm not sure that makes much sense - you will wind up paying a lawyer big money to be told that you're screwed. Wait until you see how much Allstate is trying to collect.
 
Old 05-20-2019, 07:31 PM
 
Location: Aurora Denveralis
8,561 posts, read 3,001,676 times
Reputation: 12765
Quote:
Originally Posted by PriscillaVanilla View Post
Can someone rent a car without having car insurance?
Whomever rented the car (since that doesn't appear to be the OP) would have insurance, or the car rental agency would issue insurance.

I think the OP's in a hell of a mess but someone should have coverage for this. Unless it's invalidated by her driving the car without being authorized.

Yikes.
 
Old 05-20-2019, 07:32 PM
 
4,719 posts, read 4,013,639 times
Reputation: 9859
I think the one that is liable is the person who rented the car. When you rent a car, they ask do you want a 2nd driver on rental agreement.
 
Old 05-20-2019, 07:45 PM
 
Location: Aurora Denveralis
8,561 posts, read 3,001,676 times
Reputation: 12765
Quote:
Originally Posted by BeerGeek40 View Post
OP - take it from Don - a liberal, and myself - a conservative. We don't agree on much of anything -- but we do here.
I'm trying to figure out what partisan politics has to do with this situation. At all.

Except that there seems to be an ever-diminishing subset of 'Murricans who can discuss the weather or a dinner entree without parsing it into lib'ral/consurfatoid dialectic...
 
Old 05-20-2019, 07:58 PM
 
13,677 posts, read 13,575,490 times
Reputation: 39884
Quote:
Originally Posted by historyfan View Post
I think the one that is liable is the person who rented the car. When you rent a car, they ask do you want a 2nd driver on rental agreement.
That is what I would assume. The person who signed the rental agreement is the person responsible for the vehicle. Now if they had insurance that covered rental cars (as I do), they MIGHT have coverage for another licensed driver in the car, rental agreement or not.
 
Old 05-20-2019, 08:00 PM
 
Location: DFW - Coppell / Las Colinas
31,966 posts, read 36,594,800 times
Reputation: 38542
OP let me guess.

You're broke and ain't got nothing anyways? If so they can sue all day long but there's not much they can get.

Depending on your State they might be able to garnish your wages. Maybe not.

Talk to a lawyer though.
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