Quote:
Originally Posted by gwynedd1
Still not there for me. We got across the board pay cuts but I have prepared for it . That $16 a week should soften the blow though. I lose a dollar and get a nickle back. . Now I will only cut back 95% of what I was planning. My government loves me.....
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That's right gwynedd1...and don't you forget it!!
We had braced ourselves for this a while back...increased savings, cutback spending, like most everyone else..
since we work based on commissions, we tend to take a "look over yonder" approach to budgeting, by design, anticipating the future while living in the present..
DH every now and then wistfully says he wishes we had sold our CA property in 05/06..to which I always tell him our plans at the time did not include a move to another home, let alone another state...and as I always tell clients..."You do what you can at the time you are doing it, with the tools at hand at the moment"
Looking too far back in your rearview mirror, or studying a crystal ball, well, neither will correct today, so just do the best you can at the moment with what you have to deal with..
so while we are not (for now) facing peril, we are being uber conservative, and will hopefully weather the storm
Good Luck To All....Sincerely...hang in there...