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Reload this Page Do you have to pay debt? (loans, credit rating, paycheck, buy)
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Unread 07-13-2009, 06:57 PM
 
Location: Rockland County New York
2,984 posts, read 2,933,715 times
Reputation: 1216
Quote:
Originally Posted by Bosco55David View Post
Let me guess, you're a Dave Ramsey fan, right?
Who the hell is he? I am smart enough to know that paying 25% interest for anything such as an appliance from Sears is plain nuts. Know thy finances and save your money!
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Unread 07-13-2009, 07:01 PM
 
Location: Tampa, FL...aka Hell with palm trees.
8,941 posts, read 6,117,674 times
Reputation: 4460
Quote:
Originally Posted by Stac2007 View Post
Who the hell is he? I am smart enough to know that paying 25% interest for anything such as an appliance from Sears is plain nuts. Know thy finances and save your money!
He's one of those moronic talking heads on TV. He spouts out alot of horrible financial advice like telling people they should never have credit cards and other such dumb things.
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Unread 07-13-2009, 07:06 PM
 
Location: southern california
43,145 posts, read 34,512,922 times
Reputation: 33479
Quote:
Originally Posted by Bosco55David View Post
Let me guess, you're a Dave Ramsey fan, right?
no no that would be me.
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Unread 07-13-2009, 07:07 PM
 
Location: Tampa, FL...aka Hell with palm trees.
8,941 posts, read 6,117,674 times
Reputation: 4460
Quote:
Originally Posted by Huckleberry3911948 View Post
no no that would be me.
God help you.
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Unread 07-13-2009, 07:09 PM
 
Location: southern california
43,145 posts, read 34,512,922 times
Reputation: 33479
Quote:
Originally Posted by Bosco55David View Post
God help you.
he has!!
i dont sign for things i pay for things.
i dont rip people off, simple stuff but it works.
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Unread 07-13-2009, 07:11 PM
 
Location: Tampa, FL...aka Hell with palm trees.
8,941 posts, read 6,117,674 times
Reputation: 4460
Quote:
Originally Posted by Huckleberry3911948 View Post
simple stuff but it works.
Yeah, until you need to rent a car, hotel room or get a home/auto loan. Then you're **** up a creek.
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Unread 07-13-2009, 07:15 PM
 
167 posts, read 161,743 times
Reputation: 148
"Send it back to them in their return postage paid envelope.
Do not sign or fill it out.
In big black magic marker write your favorite quip:"

I do the same thing...!!
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Unread 07-13-2009, 07:24 PM
 
Location: Jane Lew, WV
69 posts, read 93,645 times
Reputation: 31
You don't have to pay......in my case when my husband passaway, I actually had credit card comp. call and tell me I wasn't legally obligated to pay...and found out few yrs. later now they are charge-offs on my credit...messed me up, live and learn, credit cards will mess you up sooner or later...
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Unread 07-13-2009, 07:26 PM
 
Location: Tampa, FL...aka Hell with palm trees.
8,941 posts, read 6,117,674 times
Reputation: 4460
Quote:
Originally Posted by spldcnd View Post
You don't have to pay......in my case when my husband passaway, I actually had credit card comp. call and tell me I wasn't legally obligated to pay...and found out few yrs. later now they are charge-offs on my credit...messed me up, live and learn, credit cards will mess you up sooner or later...
Did you pursue that? That's a major FCRA violation if they stuck his charge offs on your credit report.
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Unread 07-13-2009, 07:55 PM
 
Location: Portland, Oregon
7,094 posts, read 5,536,579 times
Reputation: 3958
Quote:
Originally Posted by spldcnd View Post
You don't have to pay......in my case when my husband passaway, I actually had credit card comp. call and tell me I wasn't legally obligated to pay...and found out few yrs. later now they are charge-offs on my credit...messed me up, live and learn, credit cards will mess you up sooner or later...
Actually in that instance you have to pay, spouses are not immune from the debt their SO's rack up unless you can really prove the fact of intent to deceive or they were separated. It's not impossible, but it's not easy. They should not have told you that you didn't have to pay it and put in on your CC report, you should go after them for that.

If it was a parent or a child you would not have to, it's illegal to convince you that you do.
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