Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Insurance drives up the price. Get rid of it...and prices will fall to what folks can actually PAY! When a hospital sends a bill of $100,000.00 to insurance, and they adjust it to $6000.oo and pay a portion of that...you know prices are rigged.....yes...that happened to my Uncle.
The ACA contains a provision whereby each state can review proposed rate increases and require carriers to publicly justify proposed increases greater than 10% in the individual plan market. There is correlation between a stronger state review process and lower premiums.
There are 8 states that have thus far chosen not to implement a rate review process. Wisconsin is not among the states without a review process.
Minnestoa's process may however, be more rigorous than Wisconsin's.
Minnesota may also have a more competitive healthcare market than Wisconsin.
Last edited by middle-aged mom; 08-19-2015 at 07:28 PM..
Your posts are silly and the few times you provide links they are usually don't back your story up as to the reasons why or are outdated. The above link is an example. We know competition lowers prices.
Maybe Wisconsin should build more hospitals?
What sets these bargain markets apart? They tend to have robust competition among hospitals and doctors, allowing insurers to wrangle lower rates.
Many doctors in these places are salaried rather than being paid by the visit or procedure. The salaried approach weakens financial incentives to perform more procedures. Health systems focus on organizing patient care rather than letting specialists work detached from each other.
This statement and link is from someone who has some criticism, mainly on the "rollout" and wants to see Wisconsin copy some of the things Minnesota did. Shes uses meaningful facts like "Wisconsin does not significantly differ from Minnesota in per person health costs. Wisconsin is slightly more expensive but per person costs in both states are a little under $6,000 a year."
Insurance drives up the price. Get rid of it...and prices will fall to what folks can actually PAY! When a hospital sends a bill of $100,000.00 to insurance, and they adjust it to $6000.oo and pay a portion of that...you know prices are rigged.....yes...that happened to my Uncle.
The rest of the developed world has universal healthcare and experiences similar or occasionally better outcomes. No two countries do universal healthcare the same. A few rely completely on private insurance- no public option. Most have a blend of private and public insurance. And a few rely entirely on public insurance.
Those that rely on private insurance do not allow insurers to profit from the sale of mandated plans.
Healthcare premiums are primarily a reflection of the cost of healthcare in any market. And that cost is substantially higher in the U.S. than in the rest of the world, despite that the cost of living in some countries is higher than the U.S.
While your example is extreme, I know what you mean. The difference between what a hospital bills and is reimbursed typically shows up as a PPO discount. Reimbursements are contractual between an insurer and health care system/ provider.
Medicare, by law reimburses hospitals at an average of regional cost. Insurers reimburse at a higher rate. The uninsured are typically charged the highest rate, usually 50% of the charge meter rack rate.
"Mr. Unintimidated" rolls out his healthcare plan but is too afraid to take questions about it unless the questions are pre-screened.
Quote:
On Tuesday, Walker's policy team held a press call with reporters to discuss the Wisconsin governor's health care plan, as well as his intention to repeal and replace Obamacare. But when reporters tried to submit a question, they were greeted by a press aide who demanded to know what question each reporter intended to ask.
"Was on Gov. Walker health plan press call. First time as a reporter I've ever had my questions pre-screened before I could ask them," Stephanie Armour, The Wall Street Journal's health care policy reporter, tweeted after the call.
Walker goes on the record as opposing the ACA yet strongly encourages WI citizens to enroll in the online health insurance exchange the law created.
Quote:
Although Wisconsin Gov. Scott Walker opposes Obamacare — and calls for its repeal while campaigning for president— he has been dedicated to enrolling Wisconsinites in the online health insurance exchange the law created, a top state insurance regulator said Thursday.
“The individual exchange was extremely important to the governor,” deputy insurance commissioner Dan Schwartzer said. “We focused very heavily on the individual exchange.”
17 posts in this thread. 8 are by the OP, including the bump for a 9 day old thread that dropped off page 5.
Are you sexually aroused by Gov. Walker?
I mean Republicans start threads about teh de3dly Ghey's and every one of them is a homo according to Libs like you, your projection on that must mean the same principal is at play here amrite?
Originally Posted by Last1Out View Post
"Walker argues that regulation is driving up health care costs. But new research strongly suggests regulation is holding premium prices down."
It is the law that people are required to get health insurance now and penalties increase next year. What should he do?
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
