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you should tell all the insurance companies on the planet that their business model is wrong.
the whole idea is that larger shared risk pools lower average costs. and of course, they operate
on a profit (or try to), so of course you should tell them they're imagining it.
That was the same LIE that ACA was used to get passed, that more people insured would result in premiums falling.
So you misrepresented what you really pay.
You take less salary than the market should really bear, because you receive a financial benefit.
You complained about how he was doing the math, but you didn't factor in that your employer is spending
(?) ~ 5 to 10k on your plan , that ceteris paribus, you could be getting in salary instead. So you omitted 5-10k in what your current plan is "costing" you.
Is this in addition to the $2500 pay raise we're all seeing due to Obamacare?
The current employer based health insurance is part of your compensation package and when you get single payer coverage instead your bargaining power over the employer during wage negotiations increases substantially. People will no longer be chained to their employer because of health insurance. That's excellent news for worker's wages.
no no no, we were told that we needed to pass ACA in order to unchain employeees to their employer.
Its has NOTHING to do with workers wages.. not a dam thing.. wages arent tied to employers profits, despite what you seem to believe..
That was the same LIE that ACA was used to get passed, that more people insured would result in premiums falling.
Guess what, THEY DIDNT FALL..
premiums for many actual health insurance plans (not catastrophic coverage and HSA only tax funds) have on average fallen in REAL dollars since the plan kicked in. It's cute you didn't bring #'s to the table this time. Lesson learned?
Which is it? True claim? or........
whole lot of hyperbole for some claiming they are in income/tax bracket where earning a marginal $ gets hit at "45%"
Sorry that you can't budget 2-3% (at most) of your income better.
Between FICA, Federal, State and Local income yes, I spend 45% of every dollar on some tax or another. Not all that unusual, but seems to elude you that I may be referring to taxes other than just Federal.... or don't the other kind count?
Which is it? True claim? or........
whole lot of hyperbole for some claiming they are in income/tax bracket where earning a marginal $ gets hit at "45%"
Sorry that you can't budget 2-3% (at most) of your income better.
oh please.. the left whined at the notion that some people should have to pay $6 a month for birth control...
Is this in addition to the $2500 pay raise we're all seeing due to Obamacare?
Can't speak for you, but my (employer plan) costs $380 a month (direct to me, $870 to employer) for me and my wife. Same as last year. And less than 2 years ago, by about 20$.
You do know that "2500" claim was based on if we let things be the same, right?
premiums for many actual health insurance plans (not catastrophic coverage and HSA only tax funds) have on average fallen in REAL dollars since the plan kicked in. It's cute you didn't bring #'s to the table this time. Lesson learned?
Between FICA, Federal, State and Local income yes, I spend 45% of every dollar on some tax or another. Not all that unusual, but seems to elude you that I may be referring to taxes other than just Federal.... or don't the other kind count?
Can't speak for you, but my (employer plan) costs $380 a month (direct to me, $870 to employer) for me and my wife. Same as last year. And less than 2 years ago, by about 20$.
You do know that "2500" claim was based on if we let things be the same, right?
no, that wasnt the claim.. The claim was that the employer could give everyone a pay raise..
a PAY RAISE..
Last edited by CaseyB; 02-01-2016 at 12:48 PM..
Reason: rude
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