Anyone who is not better off today then they were eight years ago. blew it. We went through one of the greatest economic expansions in history. Any amount invested in equities or housing grew multifold post 9/11. Now you might not be better today then you were two years ago. How ever any one smart enough to try is still better off after the last two years then they were eight years ago. If you owned a house eight years ago in just about any market you are still ahead of where you were 8 years ago. Maybe not two years ago. Sorry if I offended anyone but there was a lot of money to be earned the last eight years.
For instance if you were one of the millions invested in energy look how well you would have done. Pension funds, individuals and owners of mutual funds are just some who prospered. Look at how your money would have grown in the Fidelity Select Energy Fund.
Fidelity Select Energy Report (FSENX) | Total Returns
We don't need the oil companies investigated we need more people to realize they can share in the profits.