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Old 10-19-2013, 05:38 PM
 
1 posts, read 7,170 times
Reputation: 13

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I am a single mom looking for a place for me and my 2 children. I have made so many calls and have come across no property rental agency that is even willing to work with me or at least give me a chance. I have a low 500 credit score and have been denied for apartments more times than i can count. I have a rental agency on my credit report from 2009 so that is a hug factor in my app. If anyone can help or knows of a landlord that might work with me please let me know. I have 2 jobs and no criminal backround. But also no cosigner. HELPPPPP!!!!
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Old 10-19-2013, 07:03 PM
 
9,454 posts, read 15,010,253 times
Reputation: 15401
This is why I teach my kids their credit is their most important asset. What you do today might come back to haunt you 3-4 years later. I own rental property, I only rent to the most credit-worthy. Why should I do anything else? a hard luck story won't take you very far......

I do feel for you.....you might try looking at a rooming house, or a place that doesn't do credit checks, maybe look on Craig's List, etc.....Good Luck...
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Old 12-08-2013, 04:04 PM
 
6,474 posts, read 10,033,443 times
Reputation: 6325
Quote:
Originally Posted by FamilyInNeed View Post
I am a single mom looking for a place for me and my 2 children. I have made so many calls and have come across no property rental agency that is even willing to work with me or at least give me a chance. I have a low 500 credit score and have been denied for apartments more times than i can count. I have a rental agency on my credit report from 2009 so that is a hug factor in my app. If anyone can help or knows of a landlord that might work with me please let me know. I have 2 jobs and no criminal backround. But also no cosigner. HELPPPPP!!!!
Is this an eviction?
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Old 12-20-2013, 04:56 PM
 
10 posts, read 19,824 times
Reputation: 18
Check Craigslist
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Old 02-08-2014, 10:40 AM
 
10 posts, read 15,716 times
Reputation: 57
Quote:
I own rental property, I only rent to the most credit-worthy. Why should I do anything else? a hard luck story won't take you very far......
Such a warm, HUMAN way to conduct ones self! That computer generated CREDIT REPORT should be the standard bearer of how we treat human beings, forevermore! I can't imagine how the world managed to rotate prior to the 1990s! Stay classy!
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Old 02-09-2014, 03:18 PM
 
20 posts, read 35,709 times
Reputation: 26
Quote:
Originally Posted by Schlomostad View Post
Such a warm, HUMAN way to conduct ones self! That computer generated CREDIT REPORT should be the standard bearer of how we treat human beings, forevermore! I can't imagine how the world managed to rotate prior to the 1990s! Stay classy!
i don't get why people think their credit is a look at who the person is, it just sucks the USA works this way
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Old 02-09-2014, 04:23 PM
 
Location: North Dakota
394 posts, read 1,046,945 times
Reputation: 230
i don't get why people think their credit is a look at who the person is, it just sucks the USA works this way

Because it is a VERY real look at how you will handle your personal responsibilities in life.

If you had to be evicted once, who is to say you wouldn't again?

If I have a person with good credit, and a person with bad credit applying to rent a unit you owned. Which one would you pick?

Maybe in a bad economy it might work out for the person with bad credit, but with more tenants than rentals, the landlord can make the call, and it is a pretty simple one.
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Old 02-09-2014, 05:00 PM
 
20 posts, read 35,709 times
Reputation: 26
Quote:
Originally Posted by Corbay View Post
i don't get why people think their credit is a look at who the person is, it just sucks the USA works this way

Because it is a VERY real look at how you will handle your personal responsibilities in life.

If you had to be evicted once, who is to say you wouldn't again?

If I have a person with good credit, and a person with bad credit applying to rent a unit you owned. Which one would you pick?

Maybe in a bad economy it might work out for the person with bad credit, but with more tenants than rentals, the landlord can make the call, and it is a pretty simple one.
so your saying a person can't change basically O_o, you don't know what happened for that led to that person being evicted
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Old 02-09-2014, 08:05 PM
 
Location: North Dakota
394 posts, read 1,046,945 times
Reputation: 230
I am telling you as a landlord, EVERY time I have taken a chance, and tried to help someone I got burned.

I won't say people can't change, but when they are done changing I will talk to them.
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Old 02-09-2014, 08:21 PM
 
2,409 posts, read 2,488,355 times
Reputation: 1807
Quote:
Originally Posted by BrandonJ0 View Post
i don't get why people think their credit is a look at who the person is, it just sucks the USA works this way
Creditworthiness speaks volumes about who a person is. Think about this. A friend borrows someone you know $500 dollars and never returns it. Do you think this tells you something about who the person is?
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