[sunrico90]

They want everyone to apply so here is your chance; Through the My Safe Florida Home program, single family homeowners whose home is insured for less than $300,000, can get a free wind inspection. You have to apply for the program, but if you qualify, you could get $5,000 in matching grants.

The state is urging homeowners to apply for free wind inspections before the next big hurricane hits. If you qualify, a team of inspectors will give your home a thorough check up to see if anything can be done to make your home better withstand hurricane-force winds.

The offer does not come with a time limit. The state expects nearly 500,000 homeowners to get free wind inspections over the next few years. The first step is to fill out an application to see if you qualify for a free wind inspection.
http://www.mysafefloridahome.com/

[macguy]

Originally Posted by sunrico90

They want everyone to apply so here is your chance; Through the My Safe Florida Home program, single family homeowners whose home is insured for less than $300,000, can get a free wind inspection. You have to apply for the program, but if you qualify, you could get $5,000 in matching grants.

The state is urging homeowners to apply for free wind inspections before the next big hurricane hits. If you qualify, a team of inspectors will give your home a thorough check up to see if anything can be done to make your home better withstand hurricane-force winds.

The offer does not come with a time limit. The state expects nearly 500,000 homeowners to get free wind inspections over the next few years. The first step is to fill out an application to see if you qualify for a free wind inspection.
http://www.mysafefloridahome.com/

Why do I have a problem with that? I am not sure I want information about me or my house floating around in some database that some insurance company can use against me.

[riveree]

Originally Posted by macguy

Why do I have a problem with that? I am not sure I want information about me or my house floating around in some database that some insurance company can use against me.

That was my thought as well..........

[sunrico90]

What are your concerns?

[macguy]

Originally Posted by sunrico90

What are your concerns?

Plausible deniability. Once there is a record what they know you know, you lose it.
They could also use those records to cancel policies. Say something like extensive termite damage you didn't even know about. Now they know you know. I would want to know, but what I know, is no one's business. I don't like surprises. A few years ago I was making a change in my health insurance. I knew I would have to get a physical. Before even applying I went and got blood work on my own that no one would know about, I didn't want any surprises. Everything was fine but if there was any problems I didn't want to be messing with my current insurance.

[Suncoaster]

Originally Posted by macguy

Why do I have a problem with that? I am not sure I want information about me or my house floating around in some database that some insurance company can use against me.

Sad to say, it's probably already there. Counties maintain databases of homes in their jurisdiction - it's in the property tax records. It's based on old building permits and inspections by the tax office. You might be able to find the info, depending on what county you're in. Try going to the website of your property tax office. If you have current homeowners' insurance, they've probably already sent an inspector out and that info gets added to their database which might even include info from the previous owner's insurance. If the previous owner ever filed an ins. claim, there's info from that, too. In addition, info might be kept by real estate offices or banks handling the mortgage.

It's really a shame, but it seems we don't have any privacy anymore. Our lives are an open book - and so are our homes.

[SRQ single]

Well I just had my inspection 2 weeks ago... Basically all they did was measure and count my windows and door openings from the outside. He did stick his head through access opening of attic to see how roof was attached to exterior walls... Thats it.

[zee909]

Had my inspection in May. Guy was here at least an hour and a half. Gave the place a good going over. Haven't received my report yet though. Should be here any day. I had already received a letter from my HOI saying that if I had an inspection done (at my expense, $150) they MIGHT, MAYBE lower my HOI a little tiny bit (gee, thanks guys). They weren't offering any matching grant money to make improvements. The State is. I think it's a good deal.

[sunrico90]

I do respect everyones opinion on the matter of the inspection, but I believe that a free inspection to identify possible structural concerns is a great option. The reports will show how sound is your dwelling and if you have requirements to be upgraded or replaced they will be noted.

This is your biggest investment and I will hope for more assurance of the condition of the home. This can also be a selling point for those willing to relocate.

[Suncoaster]

I totally agree with you, Sunrico. I'm not concerned about what the insurance co. might find out - because I'm sure they already know it. But I'D like to know what more I can do to mitigate - we already have hurricane shutters. But I'm concerned about my circa-1991 roof and also the foundation. Glad you posted this - I think Home Depot is coordinating with the state to arrange for the inspections, locally - gonna give em a call.