|
11-13-2006, 07:57 PM
|
|
Junior Member
|
|
Join Date: Nov 2006
2 posts, read 1,776 times
Reputation: 10
|
|
|
My Liberty Mutual bill just came. I live in Pinellas County. The rate has more than doubled going from $1,700 to $3,700. They value the structure at $319,000. I am in a flood zone, but I am paying another insurer for flood insurance.
I have been trying to get online quotes and got this email:
Thank you for using NetQuote's online Insurance Quote service. Currently, we do not have agents in your zip code. NetQuote is continuously striving to improve our service and are currently working on adding agents in your area.
When I try other websites, I get an error message that says I have already applied for a NetQuote and I am not eligible to reapply for 30 days. Anyone else have this problem?
|
|
11-13-2006, 08:08 PM
|
|
Senior Member
|
|
Join Date: Apr 2006
2,309 posts, read 1,855,480 times
Reputation: 927
|
|
Quote:
Originally Posted by zzzfla
My Liberty Mutual bill just came. I live in Pinellas County. The rate has more than doubled going from $1,700 to $3,700. They value the structure at $319,000. I am in a flood zone, but I am paying another insurer for flood insurance.
I have been trying to get online quotes and got this email:
Thank you for using NetQuote's online Insurance Quote service. Currently, we do not have agents in your zip code. NetQuote is continuously striving to improve our service and are currently working on adding agents in your area.
When I try other websites, I get an error message that says I have already applied for a NetQuote and I am not eligible to reapply for 30 days. Anyone else have this problem?
|
hi all pasco county will be stuck with citizens. Some are lucky they did not yet get a non renew. most companies have moved out of florida. |
|
11-14-2006, 03:56 AM
|
|
Junior Member
|
|
Join Date: Nov 2006
2 posts, read 1,776 times
Reputation: 10
|
|
Florida Homeowner's
Ok. Thanks. Guess that's why they call it a crisis...
|
|
11-14-2006, 10:19 AM
|
|
Senior Member
|
|
Join Date: Apr 2006
2,309 posts, read 1,855,480 times
Reputation: 927
|
|
insurance
Quote:
Originally Posted by zzzfla
Ok. Thanks. Guess that's why they call it a crisis...
|
also what i found out, is if you do not have citizens you pay extra for reinsurance, what the insurance company buys to pay out money. also now they do a cost estamator baised on what it would cost to rebuilt your house.
so if your house would only sell for 250,00 and to rebuild is 325000 that is what you need. You also don't get a choice. |
|
06-05-2007, 11:15 AM
|
|
Junior Member
|
|
Join Date: Oct 2006
2 posts, read 1,576 times
Reputation: 10
|
|
|
I am facing a cancellation with my homeowners insurance. Eight years ago,it was $651.00 now the quotes are $4232.00. I live in Seminole, FL, and have never had any claims. I understand that the location has a lot to do with the premiums. Although, we haven't had a hurricane for the past 28 years. I did read that Katrina victims are getting housing until 2008, child care and all kinds of incentives to get jobs. I wonder who is really paying for that??????
|
|
06-05-2007, 12:34 PM
|
|
Senior Member
|
|
Join Date: Mar 2007
524 posts, read 365,173 times
Reputation: 137
|
|
|
Read my post,DanBev,on thread "Five companies to begin selling homeowners ins.",no one wants to sell at reasonable cost or say you are in high risk area.
|
|
06-05-2007, 01:13 PM
|
|
Just To Be With Youuuuuuu,
|
|
Join Date: Apr 2007
909 posts, read 759,161 times
Reputation: 274
|
|
Citizens
First they send me a bill for $4,500.......got house reappraised, increased deductable, and got it down to $2,200, then another letter down to $1,700
today received another letter down to $1,300, getting a refund of $400.00
Way to go Citizens. 
Can't understand this insurance business, house next door is a sinkhole house
people bought it and got insurance on it, I'm told because I live next door
I can only go with Citizens, who after Sept. will not have sinkhole insurance
but you will have to request it and pay for it and then the only coverage you have is if the whole house goes down a hole, no coverage for cracks,
windows unlevel or partial sinkholes. So damned if you do, damned if you don't.  |
|
06-05-2007, 09:44 PM
|
|
Senior Member
|
|
Join Date: Apr 2007
246 posts, read 224,619 times
Reputation: 46
|
|
Quote:
Originally Posted by Songbird42
First they send me a bill for $4,500.......got house reappraised, increased deductable, and got it down to $2,200, then another letter down to $1,700
today received another letter down to $1,300, getting a refund of $400.00
Way to go Citizens.
Can't understand this insurance business, house next door is a sinkhole house
people bought it and got insurance on it, I'm told because I live next door
I can only go with Citizens, who after Sept. will not have sinkhole insurance
but you will have to request it and pay for it and then the only coverage you have is if the whole house goes down a hole, no coverage for cracks,
windows unlevel or partial sinkholes. So damned if you do, damned if you don't. |
Wow, that is great. With Citizens do you have to pay for HO yearly or make monthly payments? |
|
06-13-2007, 10:21 AM
|
|
Senior Member
|
|
Join Date: Feb 2007
Location: somewhere in the south
353 posts, read 268,944 times
Reputation: 121
|
|
|
I would wait because I heard that Chris is considering lowering insurance.
|
Please register to post and access all features of our very popular forum. It is free and quick.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
|
|
Welcome to City-Data.com forum! Make sure to register - it's free and very quick! You have to register before you can post and participate in our discussions with 600,000 other registered members. User profiles and some forums can only be seen by registered members. After you create your free account you will be able to customize many options, you will have the full access to over 15,000 posts/day about local topics and you will see fewer ads. Within the last few months our forum was cited in an article in 15 newspapers.
Linear Mode
