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Old 08-21-2007, 02:37 PM
Location: US
3,092 posts, read 3,443,572 times
Reputation: 1639


Very similar experience here. The PA lost critical documents, saying he never received them when written confirmation receipts were executed acknowledging receipt of the documents. When it comes to the hard core negotiations, I would not trust a PA to do that. I am not sure a PA is professionally ethically charged with keeping your best interests at heart.

On the other hand, for someone who doesn't even know how to start the process and make their way through the maze, a PA could be useful.

[quote=vpcats;1326779]I used a public adjuster once. All I can tell you is that they charged a lot - 20% I think it was. It all sounded very nice at the beginning - to get your business and then it's really all up to you to deal with the workers, the bank, the mortgage people, the inspectors, etc. All the adjuster did was come the first time (to sign me up) and the 2nd time with the insurance inspector, did a walk through. After that, I did every bit of fighting and paperwork.
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Old 03-14-2008, 06:53 PM
2 posts, read 4,562 times
Reputation: 10
Default Negotiating insurance settlements


What has happened to your mom is the insurance carrier is forcing what the amount of the loss is by having a contractor do the work for there price.

I'm not an attorney and I am not giving legal advice but I would suggest hiring one to find out your mothers rights of:

A. The contractor doing work without authorization ???? I can not comment
on this forumn.

B. Is the contractor reputable ? by who's tems ? they are on the property
without authorization ! Being an insurance carrier does not give you the
golden key....at least not to the best of my knowledge.
C. Get a good - research it !!!! attorney and sue them !!!!
D. contact: ]Vicki A. Twogood, CPM Office of the Insurance Consumer Advocate, Dept. of Financial Services
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Old 08-29-2008, 12:25 AM
2 posts, read 3,689 times
Reputation: 10
Originally Posted by carolac View Post
In this case, I do not think I would be contacting a public adjuster. The carrier has already made up its mind it's going to stick it to her. I think I would be calling an attorney.
this guy is SOOOOO Wrong!!!!!!!! A Public Adjuster would help your mom just like an attorney with a Way smaller fee! A PA can do everything a lwayer can do except a lawsuit. this guy is dumd or a lawyer himself.
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Old 08-29-2008, 12:32 AM
2 posts, read 3,689 times
Reputation: 10
A Good P.A Works From The Start To the End. That Is What His/Her Job Is To Do. I Am A P.A And I Will Always Make Sure The Insured Gets Their Money From The Insurance Co. & Mortgage Co. That Is What My Job Is! If This Guy Was A P.A At Any Point In His Life He Was Not A Good One!!!!!!!!!!!!!!!!!!!!!
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