[vtallison]

I pay $660 per year for my auto in Vermont. They said if I moved to Florida it would be $1980 a year. (progressive) So you are saying that there are less expensive auto insurers in FL because Progressive is the lowest in my state.

[gypsychic]

Originally Posted by vtallison

I pay $660 per year for my auto in Vermont. They said if I moved to Florida it would be $1980 a year. (progressive) So you are saying that there are less expensive auto insurers in FL because Progressive is the lowest in my state.

"They" who told you that? It depends what county you live in and what kind of car you drive among other things. We pay less than that for two of us with full coverage on TWO cars with Allstate (Manatee County)

[Spring Hillian]

Yes, certainly are cheaper companies. I was with Allstate for years. Then I found out I was getting nailed royally for years. Now I get my auto ins through AAA.

Originally Posted by vtallison

I pay $660 per year for my auto in Vermont. They said if I moved to Florida it would be $1980 a year. (progressive) So you are saying that there are less expensive auto insurers in FL because Progressive is the lowest in my state.

[Ken E]

We've had Allstate for over 20 years.Cars, truck, motorcycles and boat.Rates increased when we moved from N.H. to Florida and decreased when we moved back. Not that much of an increase to make me want to cancell them but still an increase.

[hiknapster]

Originally Posted by SassySpice

One way to avoid mortgage increases is to "faithfully" add money into your escrow acct with each mortgage payment, as little as $40-50/month can avoid high spikes when your payments are re-evaluated each yr. That's what we did & it kept us from increases in the event that taxes/homeowners insurance went up, & by law if your mortgage company doesn't use the extra money in that acct yearly they refund it to you, we would then roll it back over to them to keep a sufficient amt of money in our acct just in case.

Not one post, especially the OP's, said they can't pay for increases. Can't pay and not wanting to are two different things. This thread is entirely about homeowner's insurance in the state of Florida that goes up every darn year and many feel it is without justification. If you haven't lived in Florida you probably wouldn't understand but this has been a problem for decades and the current governor is very pro-business. He's also a liar and a cheat and belongs in prison for fraud. People are upset and for a very good reason and don't need tips on how to pay for an increase. They are far beyond that at this point.

[kyle19125]

Originally Posted by Spring Hillian

A state of 18 mil people vs a state with a little over 1/2 mil. The odds have to be against Fl on that one.

It's based on ratio of uninsured drivers, not population.

[Spring Hillian]

I see.

Originally Posted by kyle19125

It's based on ratio of uninsured drivers, not population.

[justNancy]

Originally Posted by hiknapster

Not one post, especially the OP's, said they can't pay for increases. Can't pay and not wanting to are two different things.

Very true. I know a man in Englewood (Sarasota County) with a 3,000+ sf pool home. He recently told me he dropped his coverage after the last increase. I think he's crazy, but he said he'll take the risk and rebuild if necessary.

[sware2cod]

Gov Rick Scott tried to get a much larger increase in homeowner's insurance rates last year. Thank goodness the legislature didn't give him exactly what he wanted. He stretched the truth when someone exposed what he was attempting to do.

He refrains from using email because this can be part of public record. He does his dealings verbally so he can spin the truth later.

[**NoodLes**]

I was about to do the same. Allstate (Castle Key) tried doubling my premium, I straight up told these people that the economy is still in the dump and to tell their bosses they're crazy and no way in hell am I paying double. They never offered me to reduce some coverages or increase my deductibles, nothing, absolute leeches, they gave no clue how to do business. Any revenue is better than NO revenue. Security First worked with me, no mortgage so the balls in my court now biyatches!