[wacahootaman]

Well maintained mobile homes in a land home package do appreciate. The mobile home by itself does not.

There are a few exceptions especially for old small singlewides but generally a turnkey MH and land package will appreciate and be worth far more than the home and land seperate.

[ChrisH]

Just found this site, I ain Canada and yes I am not rich and wd. be interetsed to know about buying a piece of dirt in a good area with an OLD MH on it , Thanks for all the info guys?
Chris

[geos]

You really want to live in a mobile home in FL, the land of hurricanes & tornadoes??? Isn't it better to build a virtually hurricane proof home like AI Domes (in Rockledge, FL) or CDS fiberglass dome?

[ElkHunter]

Originally Posted by wacahootaman

Well maintained mobile homes in a land home package do appreciate. The mobile home by itself does not.

There are a few exceptions especially for old small singlewides but generally a turnkey MH and land package will appreciate and be worth far more than the home and land seperate.

Take a hard look around the Old Town region. I was looking at some land down there because it appears it's going to boom with retired folks building. You can still get 5-6 acres for around $10,000. But watch yourself, some of that area is low lieing and will tend to flood. You can always build or park on top of a built up area, but it doesn't do much good if the road to groceries is flooded. haha

I'd suggest going down and driving around that area. Specially North East of Old Town. It's far enough in land to not be so effected by hurricanes but yet it's close enough to enjoy the beach (30 miles or so). It's completely wooded.

[davidjdj]

Originally Posted by Need_affordable_home

Hello, I have been looking for cheap land in Florida because in another thread, I have said its better to own than rent. There is no cheap land in south Florida, is there? In Palm Beach County, theres not alot of lots for $100k or less. I did find a .17 acre for 80k that accepts mobile homes. I looked in Port Saint Lucie and there is an abundance of $80-100k land of .25 to .35 acres, but I wonder which areas allow mobile homes. Probably not in an area of new house developments. Perhaps in an old area or in a mobile park that sells the land instead of rents it. I did the math and I will lose less money buying than renting. There is the upfront cost but as long as the lot maintains its value or better yet rises, ill come out ahead.

Who here is familiar with Marion County? Isnt that where Ocala is? Someone is selling .2 acres thats suitable for mobiles for just $8000! That lot is a bit larger than the one in Palm Beach County at a tenth the price! Plus I pay zero property taxes thanks to homestead exemption! Are mobile homes assessed as real estate and subject to florida property taxes? My dad says no, only land/lots, houses and condos are.

Jobs wont be a concern if I have a home business. I am considering that because its easier and im my own boss plus it may pay equal or more than jobs! Therefore it wont matter if there are no good jobs in said area.
I do want a low crime area and be easy commute to a city if im not in a city.

Houses cost $100 to $150 a square foot to build depending on size of house, features and where the house is built. I can get a nice mobile home for $20-$30 a square foot, a huge savings and an affordable alternative. I am not worried about hurricanes, the newer ones are rated to 175mph gusts and also are tied down with cables so they wont fly!

The mobile parks here want $400-500 a month lot fees and their lots are tiny, like 3000-4000 feet or a tenth acre at most. Having my own land avoids this and also if the mobile park sells to a developer, all the inhabitants will be forced out. Owning my own land protects me for the most part. Also the property taxes will be very low or none unless I buy tons of land or expensive land which I cant(afford) and wont.

Thanks for reading, your help is much appreciated! I will rate you positivately for your contributations

psl old timer gave you the best advice.
Find an older mobile home on a piece of land that you like
and then repair it or replace it.
You will avoid the "impact fee" which will be $5,000 up to 20,000.
This is a fee for any new home or mobile home.
The only " cheap " land is in the northern part of the state or
the areas north of Crystal River along the Big Bend.

[davidjdj]

Originally Posted by Need_affordable_home

Hello, I have been looking for cheap land in Florida because in another thread, I have said its better to own than rent. There is no cheap land in south Florida, is there? In Palm Beach County, theres not alot of lots for $100k or less. I did find a .17 acre for 80k that accepts mobile homes. I looked in Port Saint Lucie and there is an abundance of $80-100k land of .25 to .35 acres, but I wonder which areas allow mobile homes. Probably not in an area of new house developments. Perhaps in an old area or in a mobile park that sells the land instead of rents it. I did the math and I will lose less money buying than renting. There is the upfront cost but as long as the lot maintains its value or better yet rises, ill come out ahead.

Who here is familiar with Marion County? Isnt that where Ocala is? Someone is selling .2 acres thats suitable for mobiles for just $8000! That lot is a bit larger than the one in Palm Beach County at a tenth the price! Plus I pay zero property taxes thanks to homestead exemption! Are mobile homes assessed as real estate and subject to florida property taxes? My dad says no, only land/lots, houses and condos are.

Jobs wont be a concern if I have a home business. I am considering that because its easier and im my own boss plus it may pay equal or more than jobs! Therefore it wont matter if there are no good jobs in said area.
I do want a low crime area and be easy commute to a city if im not in a city.

Houses cost $100 to $150 a square foot to build depending on size of house, features and where the house is built. I can get a nice mobile home for $20-$30 a square foot, a huge savings and an affordable alternative. I am not worried about hurricanes, the newer ones are rated to 175mph gusts and also are tied down with cables so they wont fly!

The mobile parks here want $400-500 a month lot fees and their lots are tiny, like 3000-4000 feet or a tenth acre at most. Having my own land avoids this and also if the mobile park sells to a developer, all the inhabitants will be forced out. Owning my own land protects me for the most part. Also the property taxes will be very low or none unless I buy tons of land or expensive land which I cant(afford) and wont.

Thanks for reading, your help is much appreciated! I will rate you positivately for your contributations

Don't let anyone tell you that a mobile home will stand 175 mph winds.
Just ask the people in Lady Lake or Paisley.
Mobile homes were blown hundreds of feet last week.
Just be prepared to move out when that kind of weather is coming.
I have a mobile home in Homosassa.
I cannot get insurance at all.
Banks will not finance them if you cannot insure them and they will
not usually finance a single wide.
Mobile homes are taxed just like any other real estate as an improvement
of the land.

[Dee2e]

Originally Posted by davidjdj

Don't let anyone tell you that a mobile home will stand 175 mph winds.
Just ask the people in Lady Lake or Paisley.
Mobile homes were blown hundreds of feet last week.
Just be prepared to move out when that kind of weather is coming.
I have a mobile home in Homosassa.
I cannot get insurance at all.
Banks will not finance them if you cannot insure them and they will
not usually finance a single wide.
Mobile homes are taxed just like any other real estate as an improvement
of the land.

Right now, insurance companies I work with do insure newer manufacturer/modular homes but not if they are over 20 years old. Citizens (our insurance company for high risk situations) does insure older ones.

You are correct, you can't get a mortgage if the property is not insured. However, I know of lenders that finance single mobiles that qualify as a home.

You are correct about taxes and I agree with you about tornado winds. If new concrete block homes could be destroyed by winds, so will manufacturer/modular homes. Just because they are rated for the 150mph wind standard, that does not gaurantee that projectiles, trees, etc won't destroy the home.

Most Floridians thnk they are safe just because the wind standard is 150 mph. That is a big misconception.

[Need_affordable_home]

It doesnt matter, I arent paying to insure a mobile home, ill just self insure. Mobile homes dont have enough value to bother insuring, in fact ive seen people give mobile homes away free(you pay for a truck to move it to your lot) You can find nice trailors for $5000 to $10,000 anyday. It doesnt matter as I am leaving FL because I can get a house in the northeast for the same price as a mobile home in FL

[Dee2e]

Originally Posted by Need_affordable_home

It doesnt matter, I arent paying to insure a mobile home, ill just self insure. Mobile homes dont have enough value to bother insuring, in fact ive seen people give mobile homes away free(you pay for a truck to move it to your lot) You can find nice trailors for $5000 to $10,000 anyday. It doesnt matter as I am leaving FL because I can get a house in the northeast for the same price as a mobile home in FL

Where can you get a house (particularly in the northeast) for $5000-$10,000?

[Need_affordable_home]

$10k for the mobile home plus $30k for an acre of land in north FL. $40k for a house in the northeast which includes the land. This means the land has very little value, say $5k and the house is worth $35k. It adds up to be the same, I am paying more for a house than a mobile home but im saving a great deal as land is very cheap in the northeast.