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Old 06-01-2012, 04:22 PM
 
Location: Downtown Raleigh, Durham, Chapel Hill,Homestead for now
512 posts, read 593,433 times
Reputation: 242

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Our homeowner insurance we have optional sinkhole loss coverage so they sent us a letter stating that we have to add catastrophic ground collapse coverage. They said the optional sinkhole loss is for cracks inside the house now we also need to add catastrophic ground collapse coverage (collapse of ground outside) We live in Homestead and we don't get sinkholes.
Who do you use for your homeowner insurance. We are trying to shop around renewal is getting closer. FL insurance is a rip off.
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Old 06-02-2012, 04:30 AM
 
Location: Jupiter
1,074 posts, read 2,445,810 times
Reputation: 554
Cool One Of My Big Fears

One of my big fears is the price of home owners insurance in Florida.... and now that we have found an area that we like I have begun the long task of finding a company that issues policies without ripping you off....

I found these sites that might help www.florida-homeinsurance.com www.homeinsurancefl.com www.home-insurance-deals.com www.floir.com since I do not have a place yet I cannot get a set price only a range......but they might work for you...
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Old 06-02-2012, 07:42 AM
Status: "Rain, Rain, where are you?" (set 5 days ago)
 
Location: Miami
6,587 posts, read 13,838,408 times
Reputation: 2619
I'm a little surprised they are now expecting a Homestead resident to get sinkhole coverage, which seems like a scam in my opinion.

NC there is another thread on sinkholes, I think some members said they have dropped the sinkhole coverage and just got the catastrophic coverage.
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Old 06-02-2012, 10:12 AM
 
Location: Downtown Raleigh, Durham, Chapel Hill,Homestead for now
512 posts, read 593,433 times
Reputation: 242
Dog- Yes they want us to get catastrophic coverage in Homestead. I was shocked and bloody mad. I am now shopping for a new ins once i find one i will tell my old ins to go to hell LOL.

Rusty-Price of owners insurance in Florida will be out of control.
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Old 06-05-2012, 09:51 AM
 
5,717 posts, read 6,505,574 times
Reputation: 5976
Quote:
Originally Posted by NCtoMiami View Post
Our homeowner insurance we have optional sinkhole loss coverage so they sent us a letter stating that we have to add catastrophic ground collapse coverage.

Who sent you the letter, your mortgage company?
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Old 06-05-2012, 11:27 AM
 
Location: Downtown Raleigh, Durham, Chapel Hill,Homestead for now
512 posts, read 593,433 times
Reputation: 242
Quote:
Originally Posted by sware2cod View Post
Who sent you the letter, your mortgage company?
Our renewal is around the corner so the insurance company sent us a letter stating in order to renew with them we have add catastrophic ground collapse coverage. We never had any claim.
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