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Old 12-20-2007, 05:02 PM
 
357 posts, read 1,697,018 times
Reputation: 331

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Just got a quote on my home in SE Coastal Florida, and it seems my new policy will go from over 2500 a year to about 1600 a year. Anybody else have such luck?? Thought, it was a catch but it seems without any hurricanes and other issues (RE, taxes etc,,) that we are finally getting a break. CYA CItizens ins!!
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Old 12-20-2007, 06:52 PM
 
Location: Lake Worth, Fl
364 posts, read 985,098 times
Reputation: 79
Wow that would be nice. But I will wait b4 getting excited but I will check rates. Thanks for the info.
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Old 12-20-2007, 06:58 PM
 
Location: Florida
479 posts, read 1,307,411 times
Reputation: 2294
Mine went up in September and we still had a surcharge for Citizens, Guaranty, and a couple more funds so coastal homes could be insured....guess the state tapped into a lot of money from people who have private insurance and that's why yours went down.
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Old 12-21-2007, 09:21 AM
 
Location: Hernando County, FL
8,488 posts, read 17,895,722 times
Reputation: 5397
Last year I paid $1800 for $336K in coverage.
This year is $690 for $359K in coverage.
If I add the comprehensive sinkhole coverage rather than just the catastrophic it would add about $950.
Still below last years for more coverage.
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Old 12-21-2007, 09:24 AM
 
20 posts, read 144,547 times
Reputation: 20
paid 750 last year for 300000in ocala last year and 625 this year for full coverage
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Old 12-21-2007, 09:26 AM
 
Location: Living in Paradise
5,702 posts, read 22,234,633 times
Reputation: 2987
Quote:
Originally Posted by chrisp160 View Post
paid 750 last year for 300000in ocala last year and 625 this year for full coverage
What is your location?
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Old 12-21-2007, 11:16 AM
 
Location: Lots of sun and palm trees with occasional hurricane :)
8,292 posts, read 14,815,378 times
Reputation: 6981
I got my renewal in November. Premium was $5643. Down from $6489!
So, I went to Citizens for $2427. Only $170K coverage. Increased my "other" deductible from $1000 to $2500 and used actual cost instead of replacement cost.
If I had left Citizens with the same terms as my original HOI, it would have been close to $4K.
After the first HOI was cancelled and Citizen took over and all premiums were paid, now the first insurance sent me another notice with a lower premium - by about $800.
Are they nuts?
They think I will cancel Citizens now and go with them for $4800+?????

But I'm still paying a lot more than you guys are saying here. I'm in Miami. But with the difference this year from the prior years, I feel like I've won the lottery and will be taking a nice vacation with that $$$. :-)))
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Old 12-21-2007, 11:31 AM
 
Location: Heartland Florida
9,324 posts, read 23,758,172 times
Reputation: 4900
Wouldn't it be nice if this applied to property taxes also? Oh wait, I forgot...a monopoly (Government) can never reduce its appetite for money.
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Old 12-21-2007, 12:47 PM
 
Location: Vero Beach, Fl
2,949 posts, read 12,159,865 times
Reputation: 2074
In my earlier post on this - our insurance went down over $6,000 - we are pinching ourselves.
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Old 12-21-2007, 12:58 PM
 
Location: Living in Paradise
5,702 posts, read 22,234,633 times
Reputation: 2987
Thumbs up Your Gift to others

Will it be possible to post the names/phone of the insurance companies so others can also benefit? My only request: only members that have posted earlier, no insurance companies, new members under 10 post can't post or spammers. help me out to keep it clean.

I want to keep it informative..This can be a Christmas gift for many if they can save money.

Thank you
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