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Old 11-21-2006, 09:10 PM
 
Location: Living in Paradise
5,702 posts, read 22,216,430 times
Reputation: 2986

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Quote:
Originally Posted by sunrico90 View Post
So far the cheapest: Jacksonville house value $350k Insurance $937/yr full replacement with that 2% thing

Most expensive: Royal Palm Beach: House value...$250,000 Insurance....$3,800 full replacement.....2% Hurricane deductible

I'm somewhat surprised that our hardcore forum members have not replied. I was under the impression that we had a low rate in Navarre, but other areas are still very low and their location is one that is seek by new home buyers .

Is the housing market in your area getting cheaper?

Thank you for your inputs...
Any inputs from central/south Miami or the Space coast....
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Old 11-21-2006, 10:02 PM
 
Location: Central FL
1,683 posts, read 7,566,745 times
Reputation: 833
Sunrico,
I am in Orlando. However, it just went up to 1800 from 700 for the same house!
Property taxes are 5K.
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Old 11-21-2006, 10:14 PM
 
Location: Living in Paradise
5,702 posts, read 22,216,430 times
Reputation: 2986
In other threads many members mentioned that their insurance was greater than $3K per year, we only received one input... The information can provide great info for looking to relocate to your area...
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Old 11-22-2006, 06:45 AM
 
Location: FL to GA back to FL
894 posts, read 3,958,568 times
Reputation: 427
In Cooper City, Broward County, HOI went from 2400 to 4500 with 300 being a pickup from Citizens. Property taxes around 3400.00. We are waiting for closing next month, and the new owners will be paying close to 9600 for the property taxes.
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Old 11-22-2006, 06:57 AM
 
208 posts, read 910,524 times
Reputation: 72
Do most people get flood insurance? It added about 300 to my premium, but it just sounded like it made sense. Not in a flood zone though...
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Old 11-22-2006, 07:04 AM
 
698 posts, read 2,456,403 times
Reputation: 747
We have not received our new bill yet but our good friend who lives just a few miles away got his. It is up to $5,800 from last year's $2,700 for a house in the $600k range. I don't know what his property tax is but probably not bad because he's lived there more than 10 years.
I'm afraid to open our bill without a drink in my hand. We made a claim for a damaged roof and and fence and thinking we will get hit even higher for that.
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Old 11-22-2006, 07:24 AM
 
Location: FL to GA back to FL
894 posts, read 3,958,568 times
Reputation: 427
i hope your buyers don't read city-data or they will surely back out of moving based on these comments.


Who ever gave me the neg rep for the above comment, if my buyer's don't understand what they are getting into, it's not my problem!
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Old 12-17-2006, 12:40 PM
 
1 posts, read 2,970 times
Reputation: 10
Sunrico90: I live in Navarre and just received notification from Allstate that my policy "cannot be continued" despite no claims, and I'm not in a flood plain. Can you recommend a company? an agent?

Replacement cost on home (not including lot) $215,000
Insurance Cost: $2200
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Old 12-17-2006, 12:48 PM
 
32 posts, read 245,269 times
Reputation: 38
Satellite Beach ( we are just a few blocks from the ocean)
House value: $350,000
Insurance: $3,500...full replacement value, 2% hurricane
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Old 12-17-2006, 02:08 PM
 
2,313 posts, read 2,386,713 times
Reputation: 471
It's interesting isn't it. There seems to be no rime or reason for it. Some people high and some low for the same coverage.
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