|
11-19-2006, 03:02 PM
|
|
Florida & Military Life and Issues Moderator
|
|
Join Date: Aug 2006
Location: Living in Paradise
5,700 posts, read 6,477,234 times
Reputation: 2313
|
|
Cheapest Homeowner Insurance Florida
Let's post our premiums:
House value: $250K
Insurance: $1,500.00 per year with full replacement cost and 2% deductible  |
|
11-19-2006, 06:13 PM
|
|
Senior Member
|
|
Join Date: Jul 2006
Location: Central FL
1,591 posts, read 1,974,323 times
Reputation: 491
|
|
|
House Value: $450K
Insurance: $1800.00 per year with full replacement and 2% hurricane deductible
|
|
11-19-2006, 09:07 PM
|
|
Florida & Military Life and Issues Moderator
|
|
Join Date: Aug 2006
Location: Living in Paradise
5,700 posts, read 6,477,234 times
Reputation: 2313
|
|
Quote:
Originally Posted by pianogal
House Value: $450K
Insurance: $1800.00 per year with full replacement and 2% hurricane deductible
|
Great rate, what is your location?  |
|
11-20-2006, 07:35 AM
|
|
Come visit the "Today's Question"
Status:
"It's the most wonderful time of the year"
(set 1 day ago)
|
|
Join Date: Aug 2006
Location: NE Florida
12,203 posts, read 7,283,697 times
Reputation: 19309
|
|
|
house value $350k
Insurance $937/yr full replacement with that 2% thing
now for the biggest laugh I have had this month
I called to find out how much the insurance is going to be on the new house in Georgia and it is going to be $937 it is actually higher than here in Fla when I stopped laughing I asked her why, It seems that "upgrades" like granite,SS appliances etc cost more to cover.
Karla
|
|
11-20-2006, 08:44 AM
|
|
Junior Member
|
|
Join Date: Mar 2006
4 posts, read 25,356 times
Reputation: 26
|
|
|
House value...$250,000
Insurance....$3,800 full replacement.....2% Hurricane deductible
Location....Royal Palm Beach (West Palm Beach)
|
|
11-20-2006, 03:01 PM
|
|
Member
|
|
Join Date: Sep 2006
Location: Florida
41 posts, read 62,621 times
Reputation: 27
|
|
|
House value: $230,000
Insurance cost: $1552.74 (went up $245.00 for 9/06 - 9/07 - State Farm)
Location: Sebring, Fl.
|
|
11-20-2006, 03:08 PM
|
|
Member
|
|
Join Date: Sep 2006
29 posts, read 36,424 times
Reputation: 20
|
|
|
House value: $165K
Insurance cost: $1299 ($500 Deductable) No percentage
Taxes: $556 (Homestead)
Sebring
|
|
11-20-2006, 03:32 PM
|
|
Member
|
|
Join Date: Sep 2006
Location: Florida
41 posts, read 62,621 times
Reputation: 27
|
|
|
Should have added $500 deductible and 2% hurricane deductible....
Property taxes: $584 (Homestead) plus $234 on the lot behind our house which is now assessed at $13,905 - according to tax collector - last year, same lot was assessed at $2,400 (property tax last year - $46.48!!).
I cannot wait to move out of this state.
|
|
11-20-2006, 03:40 PM
|
|
The prelude to Terrapin
|
|
Join Date: Nov 2006
Location: FL
2,448 posts, read 1,844,741 times
Reputation: 607
|
|
|
property taxes w/homestead on 2/2/2CG in Bradenton...10 min to Gulf of Mexico.....$3K......insurance $2K.....(not in a flood zone)....
At my bf's parents condo's right around corner f/my house....rates for the condo went from $5K to 20K....
Where I work it has gone up 300%...we are gulfront there....assessments will be levied for increased costs....I think it was $20K last year & this year it's $80K
|
|
11-20-2006, 04:17 PM
|
|
Florida & Military Life and Issues Moderator
|
|
Join Date: Aug 2006
Location: Living in Paradise
5,700 posts, read 6,477,234 times
Reputation: 2313
|
|
So far the cheapest: Jacksonville house value $350k Insurance $937/yr full replacement with that 2% thing
Most expensive: Royal Palm Beach: House value...$250,000 Insurance....$3,800 full replacement.....2% Hurricane deductible
I'm somewhat surprised that our hardcore forum members have not replied.  I was under the impression that we had a low rate in Navarre, but other areas are still very low and their location is one that is seek by new home buyers .
Is the housing market in your area getting cheaper? 
Thank you for your inputs... |
Please register to post and access all features of our very popular forum. It is free and quick.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
|
|
Welcome to City-Data.com forum! Make sure to register - it's free and very quick! You have to register before you can post and participate in our discussions with 700,000 other registered members. User profiles and some forums can only be seen by registered members. After you create your free account you will be able to customize many options, you will have the full access to over 15,000 posts/day about local topics and you will see fewer ads. 
Linear Mode
