np
1. I plan on renting a house in the area for the first year to see if, we are happy with it instead of renting an apartment. Can I rent a house in the area for around 1000-1200/mo without a job if I have a good cash flow on hand?
Yes you can. Average rent for a new home is $1200. The housing market is so slow now there are many houses sitting empty. Great time to buy.
2. What are auto insurance prices like? I currently pay 900/yr for 2 Honda Civics. All depnds who you call and your driving record and credit. I called every place in the book and got quotes on honeowners from 1000 all the way to $3500 and car varied slightly. I have a 2006 honda accord and it costs $860 a yr, homeowners for a new home is $1000 a yr fore 180,000 coverage, cheapest company is AAA in Port Charlotte.
4. How much is HOI, for a house in 150K-200K range as this is all i might be able to afford? There are homes that are 2 yrs old asking price $180,000
5. What about real estate property taxes, is it true they will not be the same as the taxes listed on a house listing sheet when up for sale? What are the taxes on say a 200K house? My home is new so taxes havnt been figured yet but a friend has the excact house and his are $3500 a yr. Taxes change when it is sold so they will not be the same.
6. Are there houses available on the market 3bed/2bath that are in a good area that I could get for 150K-200K? def from $170,000 and up for newer. Older in Port charlotte for under $150,000
7. Is their alot of maintenance on the houses in the summer time due to the humidity? No problems if you run your a/c
8. Average gas and electric bills per month? There is no gas here. My average bills are $85 a mo for electric
9. Annual inspection fee for autos? Price?
No but when you move to the state of Fl you pay a $100 plate fee
10. Are there HOA fees? Only if you are in an exclusive area. not in the price range you are looking.
11. Who are some reputable home builders in the NORTHPORT AREA? A few, check many refs and the BBB and maybe the city. Mine was not and I am still battling them
12. cable is not availbale in many areas of new construction. So I have no idea what it runs. prob the same as everywhere else.
13.Is it neccessary to have a pest control service and are bugs bad in Northport? I dont use a service, fire ants are bad but you can buy your own insectasides at Home depot and do it yourself to save money
14.What is well water, isnt there any public water system for the area? Some areas have public water but most new construction does not. I have a well. I pay $11 a month to have salt delivered.
15. Garbage is figured into your taxes. Once a week on the same day they pick up recycles and garbage. This town is pretty boring. I prefer Sarasota but it is a little cheaper here. If you have a family I guess it would'nt be so bad. Closest beach is 25-30 minuteshomestead
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