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Not sure of what the rates would be for that area but just west of I-95 for $255,000 on the Dwelling and $127,500 Personal Property, $300,000 Liability through Omega Ins runs $936. a year. Concret block home built in 1998. It will definitely be higher east of 95.
You can call a couple of agents to get exact prices. Hayward Brown 386-437-7767 and an Allstate agent that sells Homeowners just not through Allstate is 386-439-0500.
Just remember you deduct for the land value and only insure the dwelling. Hope it all works out for you.
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