[logybogy]

Reading this article really makes you think WTF is the point of spending $10k a year on homeowner's when insurance companies will just slash your payments by 90% just cause they don't want to pay and hope they can bleed you dry for years in litigation.

https://www.washingtonpost.com/clima...hurricane-ian/

FORT MYERS, Fla. — When insurance adjuster Jordan Lee entered the cream-colored house battered by Hurricane Ian, the smell from the rain-soaked carpet made it hard to breathe. Piles of pink insulation covered the worn, white couches, he recalled, and poured from the collapsed ceiling, left gaping from the storm’s 150 mph winds. He photographed debris flecked on the carpet and walls, chunks of roof in the yard, and broken screens and gutters around a pool filled with palm fronds.

The home, which belongs to retired couple Terry and Mary Sebastian, sits on a canal in Rotonda West, Fla., a coastal community that bore the brunt of Ian when the storm made landfall on Sept. 28. The entire place would need to be dehumidified, the roof completely replaced, the insulation torn out and the tattered pool enclosure rebuilt. It would be about $200,000 to repair the damage, the licensed adjuster calculated in his estimate for Heritage Property & Casualty Insurance Co.

But when Lee checked in on his report about 10 days later, his stomach dropped, he said. It had been drastically whittled down, with entire portions, such as the one detailing issues in the primary bedroom, removed. The amount of insulation that needed to be redone was cut by half, and his estimate now said one-third of the roof should be fixed, instead of it being fully replaced. The homeowners were slated to receive a total of $27,000. The changes were made without Lee’s knowledge or consent, he said, but his name was still on the final report, according to documents seen by The Washington Post.

[sinatras]

Ahhhhhhhhhhhh the wonderful benefits of owning property in "The Freedom State".

As in, the freedom to get FLEECED!

[AndySipowicz]

Originally Posted by sinatras

Ahhhhhhhhhhhh the wonderful benefits of owning property in "The Freedom State".

As in, the freedom to get FLEECED!

...what does this have to do with the State?

[1insider]

Originally Posted by AndySipowicz

...what does this have to do with the State?

I'll take a shot. Could it perhaps be lax oversight and regulation of the Florida insurance industry combined with no attempt by legislators to do something/anything about rampant insurance fraud?

[sinatras]

Originally Posted by 1insider

I'll take a shot. Could it perhaps be lax oversight and regulation of the Florida insurance industry combined with no attempt by legislators to do something/anything about rampant insurance fraud?

^^^^^^^^^^^^^^YA THINK????????? excellent and succinct post!

[AndySipowicz]

Originally Posted by 1insider

I'll take a shot. Could it perhaps be lax oversight and regulation of the Florida insurance industry combined with no attempt by legislators to do something/anything about rampant insurance fraud?

Originally Posted by sinatras

^^^^^^^^^^^^^^YA THINK????????? excellent and succinct post!

Nope. You're typical liberals trying to place the blame elsewhere. Blaming the State, instead of the slimy insurance companies. And by the way, what did DeSantis do when all this started coming to light? Nothing at all, right?

Oh wait, as usual, you FL hating idiots are full of it. But sure, keep blaming the State.

[1insider]

Originally Posted by AndySipowicz

Nope. You're typical liberals trying to place the blame elsewhere. Blaming the State, instead of the slimy insurance companies. And by the way, what did DeSantis do when all this started coming to light? Nothing at all, right?

Oh wait, as usual, you FL hating idiots are full of it. But sure, keep blaming the State.

Did you get a free roof?

[LKJ1988]

Originally Posted by sinatras

Ahhhhhhhhhhhh the wonderful benefits of owning property in "The Freedom State".

As in, the freedom to get FLEECED!

No wonder i go bare blare.

[sinatras]

Originally Posted by 1insider

Did you get a free roof?

I'm sure he did get a free roof!

I bet he is a "small government, God-loving, gun-toting liberal-hating" right winger who loves him some free roofs and other scams!!!!!!!!! I wonder how many handouts he gets, whether from the govt or a private entity!

The truth is that both the state govt AND the insurance companies are "slimy"; the insurance companies because they gouge consumers, and the FLA state govt politicians are also slimy b/c they R doing NOTHING to stop the gouging. Why? b/c the lawyers/doctors making BILLIONS off car accident/roof scams donate MEGA MILLIONS to the politicians!

[AndySipowicz]

Originally Posted by 1insider

Did you get a free roof?

I had some tree limbs down needing nothing more than half an hour cleanup.