Is The Panhandle the place for us (Treasure Island, Pace: relocating, foreclosures)

[FreezinIL]

Hi. I am from. IL. It is cold and ugly here. I once lived in Treasure Island Florida for a while and would love to move back there but no longer have the kind of income I used to. I was thinking of moving to Milton or maybe Pace.

I have 5 children from the age 22 months to 10 yrs old. So good schools are a major consideration.

One reason I want to move is I hate cold and snow.

Another is financial. I figure if we sell our home here we could get a home there for maybe 90,000-100,000 and have a way lower morgage.

Are Milton or Pace pretty towns. Are there beaches there? Is it slow paced? My life here is so crazy and hecktic. My husband works like a dog is never home and I am afraid if we do not get out now and cut down our bills we will sink. This is scary for me I have never been so broke. and cold. Did I mention I hate cold?

Anyway if anyone has any info for me or any other advice on a slow paced clean pretty town I would greatly appreciate it.

Thanks

[TriMT7]

Five kids in Milton or Pace and a house (i'd assume 4 bedrooms at least then?) for about 100k? The towns are in the same general area.

Hmmm.... that's a tall order I'm afraid. If you bump your price range up to 150k, you have a few more options.

MIlton Florida: http://en.wikipedia.org/wiki/Milton,_Florida (I didn't really find any four bedroom options under 100k though)

Pace Florida: http://en.wikipedia.org/wiki/Pace%2C_Florida

This house is four bedrooms for 119k:



This one is five bedrooms for 129k:



136k, four bedrooms, large lot:

[FreezinIL]

Hey thanks, that was really nice to put the pics on for me. The 1st one looked pretty decent. Well I looked under realtor.com and saw some were listed as 3 bedrooms but also had an office so I figured that could be our 4th.

If we went up to 150,000 we would not be coming out too much ahead. I dont know maybe it is just foolish wishful thinking on my part to think I could get a house that would suit us for 90 or 100,000.

Maybe we could find a repo house??

I just want my life to be more simple, less cluttered and not so busy. I miss the old days when I just had 2 children and just was able to hang out and enjoy my kids with out financial worries.

[Jammie]

Freezin, remember that those prices are the listed prices. The owners may be willing to lower their price a bit if they're motivated sellers.

[MrTudo]

There's a LOT for sale in the entire area and if you go and look you will find a good percentage of them are vacant too.

My bet is that prices will continue to come down. Tis the season for low ball offers, fa lalalala lala la la

[sunrico90]

Is a great time to go fishing in the market. Do your research and start to contact realtors to see how much further they will negotiate the price. Check also foreclosures, many houses are in pristine condition, also lots of G.I.'s relocating this summer due to normal PCS rotation. They are placing the houses in the market early to see if they can sell now....

[mattvj5]

Originally Posted by FreezinIL

Hi. I am from. IL. It is cold and ugly here. I once lived in Treasure Island Florida for a while and would love to move back there but no longer have the kind of income I used to. I was thinking of moving to Milton or maybe Pace.

I have 5 children from the age 22 months to 10 yrs old. So good schools are a major consideration.

One reason I want to move is I hate cold and snow.

Another is financial. I figure if we sell our home here we could get a home there for maybe 90,000-100,000 and have a way lower morgage.

Are Milton or Pace pretty towns. Are there beaches there? Is it slow paced? My life here is so crazy and hecktic. My husband works like a dog is never home and I am afraid if we do not get out now and cut down our bills we will sink. This is scary for me I have never been so broke. and cold. Did I mention I hate cold?

Anyway if anyone has any info for me or any other advice on a slow paced clean pretty town I would greatly appreciate it.

Thanks

We moved last year from Ohio. In your description Pace/Milton sounds perfect for you. It still has a small town feel, but the development is coming and people know it. It is also a excellent time to buy, prices are down 10-20% all over so places that were 160K last year are around 145-150 now. Also, alot of people complain about the beaches being an hour or so away depending on traffic but we don't mind it much. It makes for a great/cheap weekend!

[sunrico90]

Originally Posted by mattvj5

We moved last year from Ohio. In your description Pace/Milton sounds perfect for you. It still has a small town feel, but the development is coming and people know it. It is also a excellent time to buy, prices are down 10-20% all over so places that were 160K last year are around 145-150 now. Also, alot of people complain about the beaches being an hour or so away depending on traffic but we don't mind it much. It makes for a great/cheap weekend!

Mattvj5,

Can you provide a bit more info about your area, many members are asking about. If possible provide your HOI.

An hour drive to the beach is nothing, many drive 500 - 1000 miles to visit our paradise. I have a 15 minute drive to the beach.

[mattvj5]

sunrico90 I'm not sure what HOI means?

I live in Pea Ridge (Pace), it's between Pace and Milton. I agree and hour drive is nothing, I just noticed some people who have lived here for a while hate he hour drive.

[FreezinIL]

Wow, an hour drive?? It looks so much closer on the map I have. Still like you said an hour is not bad. Now we have changed our move date to next spring. We will need more time to research the area get our house together and my 2 yr old will be much more managble at 3 yrs old. My children are all so excited and so am I.