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Old 03-14-2007, 07:44 AM
 
Location: Galesburg, MI
14 posts, read 69,645 times
Reputation: 17

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Hi, new here. If anyone can give some honest opinions it would be very helpful. My husband and I are moving to Florida in June with our 11 year old daughter who will be in the 7th grade. We were originally looking into the St. Pete/Tampa area but have heard so many negative things about it. We have gone on vacation there every year for the last 10 and love it. I have heard that Cape Coral area is nicer and more affordable???? Does anyone know about this area?? I do not want to live in a ghetto area, grew up in Detroit and have had enough of that. I looked on realtor.com and saw that you can get a nicer house for 150,000 down there than up near tampa. My main concerns are these if anyone has an answer:
1. Can we even get a nice house for 150,000 in Florida not too far from the gulf??
2. My husband has a degree in HVAC and refridgeration/commercial food equipment repair. Would he be able to find a job pretty easily??
3. Are there good schools and if so where???
4. BUGS!!!! If you have your house and yard treated will you still have a major problem? (Don't want my little dog to get eaten by fireants)
5. Property taxes...........What are they on a 150,000 house??
6. Home owners insurance.....Do you need extra ins. in cape coral area??
Thank you in advance to anyone that can help. We hate Michigan, can't wait to leave!! It is depressing here for about 7 months of the year. No jobs, businesses closing everywhere, economy sucks!!! I love Florida's gulf coast. We have looked at Texas, Arizona, California and have found cheaper houses but we just didn't get the good feeling like we do in FLA.
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Old 03-14-2007, 10:01 AM
 
Location: Weston, FL and Vero Beach, Fl
2,945 posts, read 11,934,457 times
Reputation: 2057
1. Can we even get a nice house for 150,000 in Florida not too far from the gulf??
-NO. If you go inland about 30 miles that may change.

2. My husband has a degree in HVAC and refridgeration/commercial food equipment repair. Would he be able to find a job pretty easily??
- You mean he is certified - you don't get a 4 year degree in this. The answer is yes.
3. Are there good schools and if so where???
-Unable to answer this.
4. BUGS!!!! If you have your house and yard treated will you still have a major problem? (Don't want my little dog to get eaten by fireants)
- You won't have a problem if you have your yard treated.
5. Property taxes...........What are they on a 150,000 house??
Approx $3000 annually
6. Home owners insurance.....Do you need extra ins. in cape coral area??
-What do you mean by extra insurance? Who do you have your insurance with right now? State Farm? If so, call a State Farm office in the area you want to move to and they can give you more exact answers. There is no short answer to this right now given the number of variables, deductions, location of a home, etc. Example: We now pay $8397 a year for our home. We live 22 miles from the beach. It is a 2800 sq. ft home on a lake and we are not in a flood zone. Our agent has told us things are changing daily and there may be a reduction to the insurance - we are all in a holding pattern right now. I live on the east coast west of Fort Lauderdale.

We love our home and living in Florida. And I say this now because a hurricane is not looming on the horizon - my feelings change during hurricane season. :-) I do not envy newcomers to Florida. This is not a place to move to unless you have a decent income and you plan, plan, plan before you make the leap. Make sure you both have jobs. The profession your husband is in is gruelling work when you have to work in high temperatures. Good luck!!
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