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Old 06-24-2006, 11:04 AM
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Join Date: Mar 2006
Location: So. Dak.
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Default Rental Insurance

We are hoping to move to the Ocala/Leesburg area in a little over a year. We've been exploring our different options and I've never seen this addressed. Can anyone tell me what the insurance rates are for personal property if one would chose to live in an apartment? It seems everyone owns their house or condo or lives in the villages. Could someone help me, please?
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Old 06-24-2006, 05:31 PM
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Contact an insurance company over the phone and get a quote, or get an online quote. It will be based on the value you want to insure your personal property for. Renters insurance is relatively low.
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Old 06-25-2006, 10:08 PM
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Thank you, Jewels for the info. And also thank you to T.S. for warning me about the site posted.
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Old 06-26-2006, 11:14 AM
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OK just in case anyone else has this question in the future. I filled out a form on the internet and was contacted by an agent this morning. If one lives in Marion Co. and wants to insure their personal belongings for 40,000 and have 100,000 for liability and 5,000 for medical payments and 4,000 for living expenses in case something happens, the premium is 245 a year. And that's a really long sentence. LOL
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Old 06-26-2006, 11:23 AM
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Originally Posted by Jammie
OK just in case anyone else has this question in the future. I filled out a form on the internet and was contacted by an agent this morning. If one lives in Marion Co. and wants to insure their personal belongings for 40,000 and have 100,000 for liability and 5,000 for medical payments and 4,000 for living expenses in case something happens, the premium is 245 a year. And that's a really long sentence. LOL
Make sure you get a couple more quotes. Did you contact the insurance company that insures your car? It might be cheaper with umbrella coverage. Good luck!
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Old 06-27-2006, 11:16 AM
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Mich, we hope to have the same company for our cars and for our personal property. We don't live in Fla. yet and won't for several months so we still insure our cars in our home state. We won't be able to stay with them when we move. I've also noticed something on some of the internet sites for apartments. It almost sounds like you can get your personal property insured with their company.
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