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Old 03-27-2007, 01:57 PM
 
Location: FLA-for now
47 posts, read 249,755 times
Reputation: 37

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Alachua County: 3 bedroom 2.5 bath house approximately 2500 square feet, purchased new in 2002....HOI $1300 Property tax (with homestead exemption) $6,500. What insane "projects" our commissioners squander all this money on is another long thread.
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Old 03-27-2007, 02:08 PM
 
Location: HP/Eagle Rock
330 posts, read 1,201,148 times
Reputation: 143
Charlotte County closed 12/31/05. New construction 5/2.5/3 with pool on 1/3 acre, almost 2500 sf. 2006 taxes $5500 with homestead exemption. 2006 HOI $1559, but 2007 renewal $3250.

Mandatory flood insurance $500. I am within 5 miles of the Gulf of Mexico.
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Old 03-27-2007, 03:50 PM
 
11 posts, read 48,968 times
Reputation: 15
3/2/2.5 - 3212sf Frame home built in 84' in upscale airstrip community w/Pool, Waterfront on 3+acres w/paved roads. $2990-ins. plus $400(flood ins NOT req.)$2500 txs. purchased in Dec.04 in Okeechobee County,Fl.
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Old 03-27-2007, 06:25 PM
 
125 posts, read 458,658 times
Reputation: 48
Pasco bought 9 years ago for 98000 3bd 2 bath 2.14 acreas taxes 1700 insurance state Farm 5800 a year home assement is 240000
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Old 03-28-2007, 08:14 PM
 
Location: Pennsylvania and Florida
142 posts, read 528,532 times
Reputation: 36
Quote:
Originally Posted by Nirvana-Guy View Post
Oh my condo (1,100 sq ft), 2/2, 1 car garage.

Taxes: $2,808

Insurance (for my belongings and indoor walls): $1,100/year (and I have top-notch credit, never filed any claims)

HOA: A whooping $585/MONTH!! Please note that when they started this place, the HOA was a low $198/month.

Don't believe people when you see the HOA - it ALWAYS goes up... way up!

Wow.. I pay that for a year to my HOA in Pennsylvania..
There's a saying in Florida. There are 2 ways to become a lawyer in Fla, you can go to school or buy a home or condo with an HOA.
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Old 03-29-2007, 03:14 AM
jjj jjj started this thread
 
168 posts, read 746,531 times
Reputation: 64
Thanks everyone for replying.
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Old 03-29-2007, 04:08 AM
 
Location: Central Florida
800 posts, read 2,807,149 times
Reputation: 305
Quote:
Originally Posted by in2dadark View Post
There's a saying in Florida. There are 2 ways to become a lawyer in Fla, you can go to school or buy a home or condo with an HOA.
That is hilarious! Any anyone who has fought with their association will appreciate the humor!

Thanks!
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Old 03-29-2007, 07:03 AM
 
166 posts, read 918,707 times
Reputation: 46
Quote:
Originally Posted by Dee2e View Post
Do you need wind insurance there or is in included in your broadform coverage? Also, does Citizens insure you if you have a pool?

I was trying to put a slide in for the pool and was told I'd have an insurance nightmare! I have an unhappy grandchild!

I think you do need a separate wind insurance with Citizens. The agent didn't tell me that when I spoke with her on the phone. I called my girlfriend and she told me that she had to get Flood, Wind and also Homeowners Insurance. She said she paid about 3k.

I will have to find out how much Wind is and get that too...unless the agent quoted me wind insurance. Don't know about a pool. I don't have one and neither does my girlfriend.

Either way you look at it...it seems abnormal to pay 3k for homeowners, flood and wind for any area???
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Old 03-29-2007, 08:07 AM
 
Location: The best country in the world: the USA
1,497 posts, read 4,441,233 times
Reputation: 728
Quote:
Originally Posted by Dee2e View Post
How long ago was your HOA $198? Does your new rate include a special assessment due to structural replacement or construction items, like restucco, new pool, new roofs, hurricane damage?

HOAs do go up but if that is a year without capital replenishment or structure replacement, there's something weird. However, if you've owned long time or if there are temporary assessments, it might not be as it sounds.
No, the HOA was really a scam. It started off low to attract buyers (you know, they have to disclose/list the HOA fee on the paperwork before you put out a contract to buy) and they kept it low to get people to buy in.

Then once everyone bout into to this scam.. I mean condo, the HOA started the BS... new yard needed here, need more funds for the reserve, insurance costs went up, property taxes are being fully assessed since while building the property taxes are usally 1/2 of they will REALLY be....

The HOA has mushroomed from basically $200/mo and increased by basically $400 MORE a MONTH!!

I have gone to the HOA meetings, the pinheads seem to think it's ok NOT to shop for insurance, ok not to shop for a new and cheaperr landscaping guy, etc. It is insane.

I am not the only person complaing about skyrocketing HOA fees. A coworker of mine is currently paying $700/mo in HOA at the Veranda's apts in MetroWest. Is it worth it? Nah!
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Old 03-29-2007, 08:54 AM
 
155 posts, read 966,860 times
Reputation: 147
Syracuse NY--- just for those who may want to return to the NE area...Ha HA


Taxes-$4000---HOI--$297... on a 1300SQ ft ranch.....with tons of snow in the winter.......afforadable but depressing in winter.......
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