[mango23]

Anyone have any real experience with the health care plan Florida passed last year? I know it is now in effect.

Cover Florida Health Care

[beachmouse]

It's pretty limited and if you are at all insurable you'll do better on the private market. But if you've got pre-existing conditions the private market doesn't normally touch, then it can be a godsend.

A friend of ours had stomach cancer in his 20s, and simply cannot get private individual insurance and he's not eligible for group insurance through his employer. The state program is affordable for him on his modest salary and is helping him get his high blood pressure issues (pre-existing condition #2 and he's only in his 30s) under control as well as covering him for a certain amount of ER bills if he gets in a car assident or something.

[mango23]

Originally Posted by beachmouse

It's pretty limited and if you are at all insurable you'll do better on the private market. But if you've got pre-existing conditions the private market doesn't normally touch, then it can be a godsend.

A friend of ours had stomach cancer in his 20s, and simply cannot get private individual insurance and he's not eligible for group insurance through his employer. The state program is affordable for him on his modest salary and is helping him get his high blood pressure issues (pre-existing condition #2 and he's only in his 30s) under control as well as covering him for a certain amount of ER bills if he gets in a car assident or something.

Just so I understand, you do know someone on the program? Or were you just saying it would be good for him? I wonder how many people know this even exists? It passed and went into effect with pretty much no fanfare.

[beachmouse]

He's actually on the program and has health insurance again for the first time in 5+ years.

[psouth]

Florida has healthcare? I didn't think it existed in Florida except for Medicare for retirees. Most employer don't provide it.

[mango23]

Originally Posted by psouth

Florida has healthcare? I didn't think it existed in Florida except for Medicare for retirees. Most employer don't provide it.

It has only been in effect since Jan 09. It seems to be a well kept secret.

[tallrick]

The best way to get healthcare is to be Moderator cut: illegal. That way you get totally free healthcare.

[psouth]

Originally Posted by tallrick

The best way to get healthcare is to be Moderator cut: illegal. That way you get totally free healthcare.

You are 100% right, sir. I just checked these plans and they are basically just catastrophe plans. One only covers up to $50,000 maximum lifetime. That's one trip to the hospital. No wonder why Crist kept this quiet.

Why don't we give this plan to the illegals and make sure they can pay the deductibles and copays first while we get the free medical? I forgot we only speak English though.

[whocaresaboutanything]

As I understand anyone who works at a company with w-2 employees that offers health insurance to its employees cannot deny coverage to any employee even if that person is uninsurable....wcaa

Originally Posted by beachmouse

It's pretty limited and if you are at all insurable you'll do better on the private market. But if you've got pre-existing conditions the private market doesn't normally touch, then it can be a godsend.

A friend of ours had stomach cancer in his 20s, and simply cannot get private individual insurance and he's not eligible for group insurance through his employer. The state program is affordable for him on his modest salary and is helping him get his high blood pressure issues (pre-existing condition #2 and he's only in his 30s) under control as well as covering him for a certain amount of ER bills if he gets in a car assident or something.

[beachmouse]

You don't have to pay for insurance for part-time employees, and he's at 30 hours a week. He also dropped the state plan recently because it just didn't cover what he needed.