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Polk Co. has a TON of +55 communities, many with manufactured homes. Most let 20% of the population be under 55, but no children.
My mother bought a villa in Sandpiper (North Lakeland) when she was barely 50.
The home market in Hillsborough and polk county are volatile. People think its terrible that homes have gone down in value, but really they doubled or tripled in the last ten years in a majority of areas so its just a matter of the market catching up with itself.
I'm not sure Lakeland is considerably cheaper than Brandon. (though I'd much rather live in Lakeland than Brandon) I lived in Lakeland for 4-5 years before leaving FL and got married and started a family while there. Brandon isn;t even a town or city, just an overdeveloped strip mall suburb of Tampa with a poor road layout.
If you can afford Plant City, and like small towns- go for it. People are very nice and know how to drive fairly well for Floridians. Lakeland is close by for shopping and good movie theaters. If you'd rather live in a larger town with a couple malls, along with more traffic then Lakeland might be for you, though watch out for the terrible drivers. Navigating from north to south, or vice versa is frustrating in Lakeland. I found myself staying in only North Lakeland while I lived there due to the bottleneck effect of only having 1 major artery all the way through town.
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