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We will have the choice of health insurance plans provided by these carriers. Does anyone have any experiences they would like to share - negative or positive - regarding the following providers? TIA!
Oh, and feel free to ignore the links...I just did a copy and paste of the different providers - not as much interested by the different coverage provided - more interested in general experiences people have had or what general impressions people can share. Thanks.
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I have had United Health Care and loved it, no complaints. Make sure your doctors except the Insurance. I worked for a company that switched healthcare providers each year, and one year my PCP didn't except that insurance. So that may help to pick one.
I actually am tempted to go with the PPO with BCBS of Florida. It's the pricier option, especially with a family plan, but have had it in the past and it's amazing the respect you get from doctors when you tell them you're on this, vs, the sighs when you tell them you have Humana HMO (what we have now and despise).
I also read that United doesn't require referrals. Wow, what a luxury that would be! Almost like having a PPO I guess.
Have United now, but haven't met my deductible, so can't comment. The best plan that I've ever had was BCBS PPO. I've had it a couple of times and I loved it. It would always be my first choice.
We will have the choice of health insurance plans provided by these carriers. Does anyone have any experiences they would like to share - negative or positive - regarding the following providers? TIA!
Oh, and feel free to ignore the links...I just did a copy and paste of the different providers - not as much interested by the different coverage provided - more interested in general experiences people have had or what general impressions people can share. Thanks.
I have BCBS but having said that they all stink. We have individual policies. I used to have a small group till ot went to $1500.00 a month. Now my BCBS is around a $1000.00 for my wife and I. They have raised me twice this year alone with no claims what so ever. Have you ever seen the movie "Sicko"? The whole movie is on youtube by the way.
Oh, I whole-heartedly agree, Mango. The whole system is insane. when you consider the median household income is under $50K and people need to spend 20% of that on INSURANCE, there is little doubt in my mind that the estimates of 48 million uninsured are grossly under-stated. 95% of the people in this country work for small business which can offer a group rate, but not contribute a portion of costs. Up till now we have paid insurance on one of these "group" rates and it comes to $9600 a year - ***25% of my husband's gross income*** as a teacher for a private school. Sicko was a great movie, btw.
I also feel VERY fortunate that we will not only receive a choice in insurance, but receive an "affordable" group rate. This two tier society we're in the midst of forming in this country is very scary.
Oh, I whole-heartedly agree, Mango. The whole system is insane. when you consider the median household income is under $50K and people need to spend 20% of that on INSURANCE, there is little doubt in my mind that the estimates of 48 million uninsured are grossly under-stated. Sicko was a great movie, btw.
I also feel VERY fortunate that we will not only receive a choice in insurance, but receive an "affordable" group rate. This two tier society we're in the midst of forming in this country is very scary.
Welcome to City-Data.com forum! Make sure to register - it's free and very quick! You have to register before you can post and participate in our discussions with 700,000 other registered members. User profiles and some forums can only be seen by registered members. After you create your free account you will be able to customize many options, you will have the full access to over 15,000 posts/day about local topics and you will see fewer ads. 
Florida Health Insurance Providers
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