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Old 09-02-2009, 11:26 AM
 
1,377 posts, read 3,734,666 times
Reputation: 983

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Quote:
Originally Posted by Jellobiafra View Post
So...due to 3 warnings in 4 weeks after the change in enforcement, I'm wearing my damn seat belt.

But I'm angry!

Bah
So you were warned 3 times in 4 weeks, yet you "claim" this thread is NOT about the seatbelt law, but individuals choosing their "path". OOOOOOOkay.
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Old 09-02-2009, 11:31 AM
 
Location: Sylva, NC
267 posts, read 713,606 times
Reputation: 217
Quote:
Originally Posted by annerk View Post
There should be two tiers of auto and motorcycle insurance. one for people who choose to wear seatbelts and helmets, and one for those who choose to not do so.

The actuarials can then figure out how much each premium should be.

It pisses me off to no end that my premiums are inflated because of the people with catastrophic injuries who would likely have walked away from the accident had they been wearing seat belts or helmets.
They should do the same thing with health insurance for smokers, drinkers, and those with rear ends the size of VW's. Right? Maybe another tier for the ones that never work out compared to those who exercise regularly? Maybe for fast food eaters and non fast food eaters?? Why stop at seat belts?
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Old 09-02-2009, 11:36 AM
 
Location: Sylva, NC
267 posts, read 713,606 times
Reputation: 217
Quote:
Originally Posted by **NoodLes** View Post
So you were warned 3 times in 4 weeks, yet you "claim" this thread is NOT about the seatbelt law, but individuals choosing their "path". OOOOOOOkay.
Actually I think the original post was pretty straight forward, and that this IS about the seat belt law enforcement...I mean noodles, it's even in the subject line....geesh!

I'll say it again...the state says that the seat belt law is for safety reasons, and yet they allow motorcycle riders to go sans helmet. No one here, not one post, is arguing the validity of the safety factor in wearing a seat belt. This is about the same old crappy story from Big Brother passing laws while "claiming" it's in the name of safety, when it's obvious it's not.
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Old 09-02-2009, 11:36 AM
 
26,590 posts, read 54,590,084 times
Reputation: 13019
Quote:
Originally Posted by Jellobiafra View Post
They should do the same thing with health insurance for smokers, drinkers, and those with rear ends the size of VW's. Right? Maybe another tier for the ones that never work out compared to those who exercise regularly? Maybe for fast food eaters and non fast food eaters?? Why stop at seat belts?
I've got no problem with higher health insurance rates for smokers, the obese, and those with alcohol problems. They already pay higher life insurance premiums, so there is obviously data to support higher risk/rates.
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Old 09-02-2009, 11:38 AM
 
Location: Sylva, NC
267 posts, read 713,606 times
Reputation: 217
Quote:
Originally Posted by annerk View Post
I've got no problem with higher health insurance rates for smokers, the obese, and those with alcohol problems. They already pay higher life insurance premiums, so there is obviously data to support higher risk/rates.
And I would have no problem if the seat belt law was reversed in favor of a tiered insurance rate policy for those wanting to choose not to wear them.
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Old 09-02-2009, 11:42 AM
 
2,414 posts, read 4,803,545 times
Reputation: 645
What's the big attraction of not wearing a seatbelt? Does it give you a rush?
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Old 09-02-2009, 12:10 PM
 
17,297 posts, read 25,699,152 times
Reputation: 8567
Quote:
Originally Posted by Jellobiafra View Post
And I would have no problem if the seat belt law was reversed in favor of a tiered insurance rate policy for those wanting to choose not to wear them.
And who the heck is going to say, "Yes, I'm a non-seatbelt wearer? Give me the higher premium!"
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Old 09-02-2009, 12:16 PM
 
2,414 posts, read 4,803,545 times
Reputation: 645
Quote:
Originally Posted by TriMT7 View Post
And who the heck is going to say, "Yes, I'm a non-seatbelt wearer? Give me the higher premium!"
yeah seriously!

Everyone just wear the seatbelt. After you get used to it, it will feel weird not to wear it. It just takes time, like getting used to skim milk, or condoms.
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Old 09-02-2009, 01:18 PM
 
Location: Sylva, NC
267 posts, read 713,606 times
Reputation: 217
Quote:
Originally Posted by TriMT7 View Post
And who the heck is going to say, "Yes, I'm a non-seatbelt wearer? Give me the higher premium!"
Well, it would be easily proven when the insured is found 40 yards from his vehicle and there is a person sized hole in the windshield
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Old 09-02-2009, 01:20 PM
 
Location: Sylva, NC
267 posts, read 713,606 times
Reputation: 217
Quote:
Originally Posted by OrlandoRE_Miracle View Post
What's the big attraction of not wearing a seatbelt? Does it give you a rush?
Frankly, I don't like the restrictive nature of the seat belt. I wear loose clothing because I don't like things tight against my body. Unless of course it's a really beautiful woman...

But seriously folks...it's uncomfortable, and I know I'll get used to it, but comfort is not the point...again...
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