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Old 09-23-2010, 02:36 PM
 
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My wife and I are considering a retirement move from the Dallas area to Fort Collins. We're going to look at homes in the Fort Collins, Loveland and Windsor areas. My wife favors one story ranch style homes with decent size (.25 acres +) yards. Quality construction is important. Any recommendations on neighborhoods?
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Old 09-23-2010, 02:43 PM
 
Location: Denver, CO
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Quote:
Originally Posted by bpeckham View Post
My wife and I are considering a retirement move from the Dallas area to Fort Collins. We're going to look at homes in the Fort Collins, Loveland and Windsor areas. My wife favors one story ranch style homes with decent size (.25 acres +) yards. Quality construction is important. Any recommendations on neighborhoods?
Go to the Colorado/Fort Collins subforum and post the same question.
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Old 09-23-2010, 03:01 PM
 
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I'll do that. Thanks.
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Old 09-23-2010, 03:52 PM
 
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I can't make any specific recs on areas or builders, I think that's a matter of personal choice. We spent most of a week up here in fall of '07 and found a nice patio home/zero lot line.

We moved from the Houston metro area to our place in the Hill Country and then left there for Loveland in '08.

Besides the 4 seasons aspect (although the wife could do with a bit less cold than last winter) we enjoy being able to enjoy the outdoors in lower humidity. In addition we noticed a large $ DECREASE in our cost of living.

We saw our $100/month water, $225/month electric, plus whatever we paid BFI for trash pick up and $5,500/year property tax reduced to $65/month for water/electric/trash combined and our property tax dropped to about $1800/year.

Oh, yeah, our homeowner's insurance went from $1500 for 3% deductible to about $450/year for $500 deductible. Our car insurance went down by about 40% but a lot of that was changing carriers to an AARP program.

Not all roses, car registration is higher, I paid about $400 for my new car/first year, but that'll drop, as opposed to the $85 or so we paid in TX.
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Old 09-25-2010, 08:00 AM
 
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Go for it.

Loveland ought to have a lot of what you're looking for.

Make a visit. Take some drives around.

Don't rule out Denver metro. There are plenty of great neighborhoods in both the suburbs and the city, and better access to quality health care since it's a much bigger place than Fort Collins/Loveland. Fort Collins and Loveland are about 1 to 1.5 hours drive from Denver.
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Old 09-25-2010, 12:56 PM
 
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I agree that Loveland and the Denver suburbs are worth looking at. Fort Collins is also a nice town. In FC you may need to avoid some of the newer areas. Around 10-15 years ago the kooky city council decided that people should do less commuting. So they passed a law intended to keep housing closer to the center of town. The law mandates that all new development within city limits have minimum five houses per acre. The result is the sort of crowded housing you find in big city suburbs.

But the older parts of town do have larger lots. Or do what lots of people like us have done - buy just outiside the city limits where you get the lot size you want and sales tax on major purchases is lower.
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Old 09-26-2010, 02:14 PM
 
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Quote:
Originally Posted by scheidhaeuser View Post
it looks like a lot of the new development may not actually be in the city limits, right ??
Yes, a lot of the new development is outside of the city limits.

There is quite a bit of new development in Wellington, which straddles I-25, north of Fort Collins. By far the majority of new housing is east of I-25 in Timnath, Severance, and down into Windsor. Housing is significantly cheaper in those areas, but you're farther from the mountains, surrounded by large agricultural fields with all the horrid smells, and you're farther from shopping and employment centers. If you want to stay west of I-25, there is new housing south in south Fort Collins, south of Harmony Road along Timberline, Lemay, and College (US 287).
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Old 09-26-2010, 06:25 PM
 
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new2colo wrote;
Quote:
Timnath, Severance, and down into Windsor
I don't know if this is true or not, but some friends in Windsor told me that their property tax is MUCH HIGHER over there. It seemed odd to me because from what I've seen almost everyone in CO has a property tax bill of between $1700 and $2,000 per year.

One day we were playing golf at Highland Meadows (Windsor) and a guy pointed out a few houses that he said were in the $500-$550K price range and he said their property tax was "about $5,000 to $6,000". I never checked but he lives in Windsor, not Highland Meadows, and I figured he might know what he was talking about.

Does anyone know if this is true?
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Old 09-26-2010, 09:49 PM
 
Location: Northern Colorado
698 posts, read 1,706,659 times
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Quote:
Originally Posted by golfgod View Post
new2colo wrote;

I don't know if this is true or not, but some friends in Windsor told me that their property tax is MUCH HIGHER over there. It seemed odd to me because from what I've seen almost everyone in CO has a property tax bill of between $1700 and $2,000 per year.

One day we were playing golf at Highland Meadows (Windsor) and a guy pointed out a few houses that he said were in the $500-$550K price range and he said their property tax was "about $5,000 to $6,000". I never checked but he lives in Windsor, not Highland Meadows, and I figured he might know what he was talking about.

Does anyone know if this is true?
There are many various taxing districts in the area, so taxes will vary. The example you mention above is true.

To demonstrate, I pulled a couple of sample properties that have sold in the past 6 months. One is located near Harmony and Lemay in Fort Collins and is assessed at $598,600. The other is in the Highland Meadows community near the golf course. It is assessed at $583,300. Both are in Larimer County.

Their tax bills are as follows:


Property 1 - Fort Collins - Total tax for 2009 = $ 4,123.17

Levy Tax Authority Amount
35.286 POUDRE R-1 GENERAL FUND $1,681.38
22.435 LARIMER COUNTY $1,069.03
12.703 POUDRE R-1 BOND PAYMENT $605.30
9.797 FT COLLINS $466.83
3.000 POUDRE RIVER PUBLIC LIBRARY DIST $142.95
2.167 HEALTH DIST OF NO LARIMER CTY $103.26
1.000 N COLO WATER CONS DIST $47.65
0.142 LARIMER CO PEST CTRL DST $6.77

Property 2 - Windsor - Total tax for 2009 = $ 6,146.09

Levy Tax Authority Amount
35.286 POUDRE R-1 GENERAL FUND $1,638.33
35.000 WINDSOR HIGHLANDS METRO DIST #2 $1,625.05
22.435 LARIMER COUNTY $1,041.66
12.703 POUDRE R-1 BOND PAYMENT $589.80
12.030 WINDSOR $558.55
6.684 WINDSOR-SEVERANCE FIRE $310.34
3.000 POUDRE RIVER PUBLIC LIBRARY DIST $139.29
2.093 THOMPSON VALLEY HLTH SVC DST $97.18
1.500 FT COLLINS-LOV WATER $69.65
1.000 N COLO WATER CONS DIST $46.43
0.500 S FT COLLINS SAN DIST $23.22
0.142 LARIMER CO PEST CTRL DST $6.59

Properties in Windsor proper will be different from these two examples because they are not in Larimer County or in Poudre school District and have utilities provided by the Town of Windsor.

Last edited by Mike Weber; 09-26-2010 at 09:55 PM.. Reason: readibility
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Old 09-26-2010, 09:58 PM
 
Location: Northern Colorado
698 posts, read 1,706,659 times
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Quote:
Originally Posted by bpeckham View Post
My wife and I are considering a retirement move from the Dallas area to Fort Collins. We're going to look at homes in the Fort Collins, Loveland and Windsor areas. My wife favors one story ranch style homes with decent size (.25 acres +) yards. Quality construction is important. Any recommendations on neighborhoods?
Indian Hills, Parkwood, Imperial Estates, Terry Shores and some of the areas around the Country Club have single story homes on larger lots. As mentioned above, newer homes tend to be on smaller lots, so the above mentioned areas have older homes. Many have been updated and remodeled.
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