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Old 06-25-2010, 12:14 AM
 
2 posts, read 2,278 times
Reputation: 10

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HI My ex partner (never married just long term relationship) own a house(investment property) in south florida together I am British and she is German. The mortgage is in my name and the deed is in both our names. She lives back in germany and I still live in the USA now she wants me to buy her out but when we bought before the crash we put a deposit down of 25% and now she is living in a fairytale world and wants what she put in two years ago where that capital is not even there anymore. What rights do I have, can I sell it with out her ? Can I just foreclose on it and put it down to a very expensive lesson or try and buy her out at an adjusted ratio? She left the States and left me with the entire burden of the house ie the excess for the mortgage every month and repairs and what not(before we split the costs 50/50) Any help would be great....
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Old 06-25-2010, 12:18 AM
 
Location: Happy wherever I am - Florida now
3,359 posts, read 10,671,019 times
Reputation: 3814
Are you saying that the house went down in value by more than 75%?
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Old 06-25-2010, 11:42 AM
 
Location: Prairie Village, KS
62 posts, read 102,262 times
Reputation: 19
dude... i feel for you, but you need an attorney, not a forum board. best of luck to you! - mike t.
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Old 06-25-2010, 12:10 PM
 
11,621 posts, read 19,808,175 times
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Quote:
Originally Posted by kevinlawrie View Post
HI My ex partner (never married just long term relationship) own a house(investment property) in south florida together I am British and she is German. The mortgage is in my name and the deed is in both our names. She lives back in germany and I still live in the USA now she wants me to buy her out but when we bought before the crash we put a deposit down of 25% and now she is living in a fairytale world and wants what she put in two years ago where that capital is not even there anymore. What rights do I have, can I sell it with out her ? Can I just foreclose on it and put it down to a very expensive lesson or try and buy her out at an adjusted ratio? She left the States and left me with the entire burden of the house ie the excess for the mortgage every month and repairs and what not(before we split the costs 50/50) Any help would be great....
You need an attorney. If you would like the name of a good real estate lawyer in Fort Lauderdale DM me.
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Old 06-26-2010, 07:19 PM
 
Location: Boca Raton, FL
4,868 posts, read 8,358,789 times
Reputation: 5508
Smile Both on title

Since you are both on title, you cannot sell it without her. However, she could certainly quit claim it to you.

I'm not an attorney giving advice - I've seen this type of thing before - I'm a mortgage broker.

You most likely would be considered a foreign national unless you have a permanent resident card. Foreign national loans are sometimes done at 70% loan to value while loans done as a permanent resident can have higher loan to values.

I can also refer you to an excellent attorney.
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Old 06-27-2010, 06:09 PM
 
Location: Blue Ridge Mountains
1,790 posts, read 2,504,571 times
Reputation: 2800
I really don't want to sound mean....BUT....how did you EVER get into this in the 1st place? You aren't married, you are not divorced and the deed is in BOTH your names but YOU are FULLY responsible for the mortgage???????? I WISH you had an attorney when you purchased the place. I would hire an attorney ASAP. Good luck.
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