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| Fort Lauderdale area Broward County |
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Broker friend told me so.
Looked in FEMA flood maps and it seemed that most of county was in 500 year flood zone but I did'nt make a study of it. Is she right? (my friend) Oh, by the by, Palm Beach County? Thanks all ![]() |
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Quote:
https://hazards.fema.gov/femaportal/....7_0_A/7_0_CM9 |
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Once you get to the 100 year flood zones, it isn't a big deal. 500 year flood zones are not even worth worrying about, even if you got FEMA insurance, the premiums for 500 year zones are very small. I would bet vast amounts of American real estate lies within 500 year zones.
So sure, your friend is probably right. But I would not give a 2nd thought to it. I own a fitness center that lies within a 500 year zone, area residents in their 90s say there has never and probably will never be any problems. And our flood insurance required by the bank is a few hundred bucks a year. 20 year flood zone? Well now you are talking about an issue. |
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Approximatly 85% of Broward County is in a Special Flood Hazard Zone, this equals if you have a home or equity loan you will be require to carry a flood insurance policy in these areas, no matter who you are.
see attached link http://www.co.broward.fl.us/emd/moi00607.pdf The main factor is how much higher you are than the calculated flood level. The house that is 1 foot +/- above the calculated flood will pay 50% less, while a person 1 foot below will pay double or triple. Palm Beach I have to look for the county map link, I think it is around 50%. |
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