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We eat out a lot - not necessarily expensive places, but, still. We get a lot of enjoyment out of trying new restaurants, so it's our main "luxury" type spending. We both figure that at some point, we'll start a family, and it won't be an option as often, so we're enjoying it while it lasts.
I also don't skimp on keeping the heat as high as keeps me comfortable in the winter, and the AC as low as keeps me comfortable in summer. I have no problem paying a higher utility bill in order to stay physically comfortable. I have severe anemia, and my body doesn't regulate temperature well, and I grew up in a household where frugality was extended to the point of my always being freezing cold all winter, and overheated in summer. I decided that once I was paying the bills, that wouldn't be an area where I'd nickel and dime. I refuse to spend winter huddled under a pile of blankets, or pretending that a ceiling fan's gonna cut it in sweltering heat in summer. The higher bills are well worth it, to me.
Gotta agree about heating the house in winter.
I grew up on a poor farm with a big old uninsulated farm house.
I vowed , when a kid, that someday I will live in a house that is warm regardless if it's -35 outside.
The money I spent to heat my house was the best use I ever put my money to.
Yep, 1860s farmhouse with original vintage windows, no thermal replacement windows, was my childhood home, up on a hill and unshielded from the wind. There's no way I'm going to ever in my life wake up again in a bedroom so cold that frost has formed on the insides of the windows.
Many things but the biggest is driving used paid for cars. Average new car is over $25k now - A lot of money to invest in an asset that quickly goes down in value. I'd rather have one car payment a year in the form of a repair then a car payment every month.
Yep, 1860s farmhouse with original vintage windows, no thermal replacement windows, was my childhood home, up on a hill and unshielded from the wind. There's no way I'm going to ever in my life wake up again in a bedroom so cold that frost has formed on the insides of the windows.
BRRRRRRRRRR!!! Did you have any heat in the house?
My frugality ends at my girlfriend. Not that I just blow money away, but I will gladly go to a fine restaurant for a romantic dinner if it puts a smile on her face.
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